| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $40K | — | $40K | 11.92% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 4.50% |
| JEFFREY CORREAL3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.83% |
| ELIZABETH A RIFFE3 Filed as: ELIZABETH RIFFE | 219 TIMBER RIDGE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.82% |
| LAWRENCE W LATTA3 Filed as: LAWRENCE LATTA | 125 TECHNOLOGY DRIVE STE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.80% |
| CINDY D CORREAL3 Filed as: CINDY CORREAL | 222 LONG SITE DRIVE STE 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.39% |
| JAYDE F HARFORD3 Filed as: JAYDE HARFORD | 253 S MT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $974 | — | $974 | 0.94% |
| MICHAEL A. BITTEL3 Filed as: MICHAEL BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $803 | — | $803 | 0.78% |
| JENNIFER HAIR3 | 1699 E ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $767 | — | $767 | 0.74% |
| ETHAN ROBERT RIFFE3 Filed as: ETHAN RIFFE | 5500 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $756 | — | $756 | 0.73% |
| JACK BITTEL3 | 1195 WASINGTON PIKE BRIDGEVILLE, PA 15107 | CONTINENTAL AMERICAN INSURANCE COMPANY | $631 | — | $631 | 0.61% |
| SARAH B WILSON3 Filed as: SARAH WILSON | 1618 ROYAL OAK DRIVE SEWICKLEY, PA 15143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $274 | — | $274 | 0.27% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE RD STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $263 | — | $263 | 0.25% |
| WAYNE UZARSKI3 | 902 1ST STREET STE 1 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | — | $232 | 0.22% |
| SHARON SPEERHAS3 | 516 8TH STREET AMBRIDGE, PA 15003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $176 | — | $176 | 0.17% |
| KIMBERLY A CARL3 Filed as: KIMBERLY CARL | 111 TARTAN DRIVE GREENSBURGH, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 0.15% |
| NICHOLETTE R MONTINI3 Filed as: NICHOLETTE MONTINI | 1195 WASHINGTON PIKE #340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $141 | — | $141 | 0.14% |
| ERIN MARSTELLER3 | 2104 EDWARD ST BETHEL PARK, PA 15102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $130 | — | $130 | 0.13% |
| RITA BERGSTEIN BENEFITS LLC3 Filed as: RITA M BERGSTEIN | 12260 RT 30 NORTH HUNTINGTON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $121 | — | $121 | 0.12% |
| DENISE A SZALMA3 Filed as: DENISE SZALMA | 5600 BROOKTREE RD STE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.10% |
| SHANE URBINE3 | 117 LOOKOUT AVE CHARLEROI, PA 15022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.10% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.08% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE STE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.07% |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 2216 TROLIST DRIVE NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.06% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.05% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: AARON HIGGINBOTHAM | 405 WESTERN AVE APT 2 PITTSBURGH, PA 15215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.04% |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DRIVE LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.04% |
| YENISE ZIMMERMAN3 | 1434 ELM STREET GREENSBURGH, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.03% |
| CAITLIN BERGSTEIN3 | 12260 ROUTE 30 NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.03% |
| AMANDA L KREPPS3 Filed as: AMANDA KREPPS | 430 STONE CHURCH RD HUNKER, PA 15639 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.03% |
| AMY SLOKAN3 | 541 W GAINSBOROUGH RD STE 101 THOUSAND OAKS, CA 91360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.03% |
| KRISTEN T GEORGE3 Filed as: KRISTEN GEORGE | 60 GILMORE STREET UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.03% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW SCHAAL | 180 HAMPSHIRE DRIVE CRANBERRY, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.03% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| JASON D ROLINSKI3 Filed as: JASON ROLINSKI | 108 WATER STREET IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.02% |
| JAMES BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| MELANIE BOOP3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| VICKI J VELTRI3 Filed as: VICKI VELTRI | 1175 BALKAN DRIVE PITTSBURGH, PA 15239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| JACQUELINE E O'DONNELL3 Filed as: JACQUELINE O'DONNELL | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| ANN L CLAYPOOLE3 Filed as: ANN CLAYPOOLE | 1932 FREEPORT RD KITTTANNING, PA 16201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| CAROL D YURECHKO3 Filed as: CAROL YURECHKO | 301 LEWIS AVE JEANNETTE, PA 15644 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| LEANNE M CLARK3 Filed as: LEANNE CLARK | 1005 TIMBERBROOK CT ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| GARY S SEFCHOK3 Filed as: GARY STOM | 1436 COLONY DRIVE GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| GEORGE A BITTEL3 Filed as: GEORGE BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| JEFFREY CORREAL3 Filed as: JEFFREY YOUNG | 75 CYCLE AVE #1 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JAMES B. SEIFERT3 Filed as: JAMES SEIFERT | 120 MARGUERILE DRIVE STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MELISSA AYOOB3 | 5500 BROOKTREE RD WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, INC. | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | UNITED CONCORDIA INSURANCE COMPANY | $5K | — | $5K | 9.70% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE RD STE 310 PITTSBURGH, PA 15220 | VISION BENEFITS OF AMERICA | $971 | — | $971 | 5.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 253 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 159 | $338K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 278 | $53K |
| Vision | VISION BENEFITS OF AMERICA | 156 | $19K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 387 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.