| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 4550 LENA DRIVE MECHANICSBURG, PA 17050 | HIGHMARK INC | $54K | — | $54K | 3.93% |
| ARMS INSURANCE GROUP LLC3 Filed as: ARMS INSURANCE GROUP, LLC | 3000 LENTO BLVD BETHEL PARK, PA 15102 | HIGHMARK INC | $14K | — | $14K | 1.04% |
| SIMPSON MCCRADY BENEFITS LLC3 | 330 GRANT STREET, SUITE 1320 PITTSBURGH, PA 15219 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 4.67% |
| LAWRENCE W LATTA3 | 1195 WASHINGTON PIKE ROAD SUITE 340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.73% |
| ELIZABETH A RIFFE3 | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.21% |
| JEFFREY CORREAL3 Filed as: JEFFREY S CORREAL | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $922 | — | $922 | 0.95% |
| JEFFREY CORREAL3 Filed as: JEFFREY S CORREAL | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $871 | — | $871 | 0.89% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 203 MEADOWBROOK DR CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $867 | — | $867 | 0.89% |
| NICHOLETTE R MONTINI3 | 1195 WASHINGTON PIKE ROAD SUITE 340 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $863 | — | $863 | 0.89% |
| JENNIFER HAIR3 | 1699 E ROY FURMAN HWY CARMICHAELS, PA 15320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $743 | — | $743 | 0.76% |
| JAYDE F HARFORD3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $555 | — | $555 | 0.57% |
| CINDY D CORREAL3 | 222 LONG SITE DRIVE STE DR 40 UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $396 | — | $396 | 0.41% |
| WAYNE UZARSKI3 | 902 1ST STREET, #1 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $360 | — | $360 | 0.37% |
| SARAH B WILSON3 | 1618 ROYAL OAK DR SEWICKLEY, PA 15143 | CONTINENTAL AMERICAN INSURANCE COMPANY | $310 | — | $310 | 0.32% |
| MELANIE C BOOP3 | 253 S MOUNT VERNON AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $299 | — | $299 | 0.31% |
| MARIO HAIFA3 | 1195 WASHINGTON PIKE ROAD SUITE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $291 | — | $291 | 0.30% |
| ETHAN R. RIFFE3 Filed as: ETHAN R RIFFE | 5500 BROOKETREE ROADS SUITE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | — | $143 | 0.15% |
| KRISTEN T GEORGE3 | 60 GILMORE STREET UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $137 | — | $137 | 0.14% |
| RITA BERGSTEIN BENEFITS LLC3 Filed as: RITA M BERGSTEIN | 12260 ROUTE 30 NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122 | — | $122 | 0.13% |
| SJP & ASSOCIATES3 | 318 WINCHESTER CT CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.11% |
| DENISE A SZALMA3 | 5500 BROOKETREE ROADS SUITE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.10% |
| ERIN MARSTELLER3 Filed as: ERIN M MARSTELLER | 1195 WASHINGTON PIKE ROAD SUITE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | 0.10% |
| KIMBERLY A CARL3 | 111 TARTAN DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | — | $93 | 0.10% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE ROAD SUITE 300 BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.08% |
| ADAM N STEINEL3 Filed as: ADAM STEINEL | 2216 TROLISTDE NORTH HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.08% |
| STEPHANIE M CHRISTENSEN3 | 2233 MEADOWS DR MORGANTOWN, WV 26505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | — | $55 | 0.06% |
| BRIAN W PATTEN3 | 120 MARGUERILE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.05% |
| YENISE ZIMMERMAN3 | 3347 STATE ROUTE 982 UNIT 105 A-A LATROBE, PA 15650 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.05% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: AARON R HIGGINBOTHAM | 405 WESTERN AVENUE APT 2 PITTSBURGH, PA 15215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.05% |
| KAYLA MULLIGAN3 | 825 LINDA FLORA DR LOS ANGELES, CA 90049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.04% |
| JAMES B. SEIFERT3 Filed as: JAMES B SEIFERT | 120 MARGUERILE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.04% |
| JAMES B. SEIFERT3 Filed as: JAMES B SEIFERT | 120 MARGUERILE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.04% |
| MATTHEW S MCCLAY3 Filed as: MATTHEW J SCHAAL | 180 HAMPSHIRE DR CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.04% |
| CAITLIN BERGSTEIN3 | 12260 ROUTE 30 NHT, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.03% |
| AMY SLOKAN3 Filed as: AMY L SLOKAN | 541 W GAINSBOROUGH RD, THOUSAND OAKS, CA 91360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.03% |
| JEFFREY CORREAL3 Filed as: JEFFREY W YOUNG | 75 CYCLE AVE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.03% |
| AMANDA L KREPPS3 | 430 STONE CHURCH RD HUNKER, PA 15639 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.03% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 329 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.03% |
| CAROL D YURECHKO3 | 301 LEWIS AVE JEANNETTE, PA 15644 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.03% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.02% |
| LEANNE M CLARK3 | 1005 TIMBERBROOK CT ZELIENOPLE, PA 16063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| JACQUELINE E O'DONNELL3 | 327 STANFORD AVE PITTSBURGH, PA 15229 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| JASON D ROLINSKI3 | 108 WATER ST IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| JANET RUPERTO3 | 119 WASHINGTON WAY PITTSBURGH, PA 15237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| ANN L CLAYPOOLE3 | 1932 FREEPORT RD KITTANNING, PA 16201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| VICKI J VELTRI3 | 1175 BALKAN DRIVE PITTSBURGH, PA 15239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.02% |
| GARY S SEFCHOK3 Filed as: GARY R STOM | 1436 COLONY DR GREENSBURG, PA 15601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| JOSEPH J KILIAN3 | 1653 DEXTER LANE CHARLESTON, SC 29412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| GEORGE A BITTEL3 | 129 MARION DR MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| MELISSA AYOOB3 | 5500 BROOKETREE ROADS SUITE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JAMES DANIEL CRAWLEY3 | PO BOX 10655 PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MARCO A TINOR3 | 5500 BROOKETREE ROADS SUITE 102 WEXFORD, PA 15090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE ROAD, SUITE 310 PITTSBURGH, PA 15220 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE CO | $7K | $498 | $7K | 11.57% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE ROAD, SUITE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $331 | $7K | 15.75% |
| SIMPSON MCCRADY BENEFITS LLC3 | 330 GRANT STREET, SUITE 1320 PITTSBURGH, PA 15219 | VISION BENEFITS OF AMERICA | $717 | — | $717 | 3.24% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE ROAD, SUITE 310 PITTSBURGH, PA 15220 | VISION BENEFITS OF AMERICA | $379 | — | $379 | 1.71% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE ROAD, SUITE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $127 | $3K | 15.76% |
| COURY HEALTH SERVICES LLC3 | 965 GREENTREE ROAD, SUITE 310 PITTSBURGH, PA 15220 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $667 | $50 | $717 | 10.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 361 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 361 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC | 179 | $1.4M |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE CO | 197 | $62K |
| Vision | VISION BENEFITS OF AMERICA | 186 | $22K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 230 | $24K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 74 | $44K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 74 | $44K |
| Prescription drug | HIGHMARK INC | 179 | $1.4M |
| Other(4 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 361 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.