No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TOWERS WATSON EIN 26-0676603 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $2.8M |
| HIGHMARK EIN 23-1294723 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $1.1M |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| UNITED HEALTHCARE EIN 47-0676824 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $371K |
| XEROX HR SOLUTION NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 500 ROSS STREET SUITE 154-0510 PITTSBURG, PA 152620001 | $150K |
| CIGNA NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | PO BOX 15964 WILMINGTON, DE 19580 | $134K |
| CROWE LLP EIN 35-0921680 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $74K |
| AMERICAN BENEFITS CONSULTING NONE | Consulting (pension); Direct payment from the plan Service code 17 | 99 PARK AVENUE, 25TH FLOOR NEW YORK, NY 10016 | $30K |
| BELL LITHO EIN 36-2550923 NONE | Other services; Copying and duplicating; Participant communication; Direct payment from the plan Service code 36 | — | $29K |
| NORTHERN TRUST NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 526 EAST WISCONSIN AVENUE MILWAUKEE, WA 53202 | $16K |
| US DEPARTMENT OF THE TREASURY NONE | Direct payment from the plan; Other services Service code 49 | 1500 PENNSYLVANIA AVENUE WASHINGTON, DC 20220 | $16K |
| SCHNEIDER DOWNS EIN 25-1408703 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $10K |
| UNITED CONCORDIA EIN 25-1687589 NONE | Direct payment from the plan; Other services Service code 49 | — | $7K |
| MORGAN LEWIS & BOCKIUS NONE | Investment management; Direct payment from the plan Service code 28 | 101 PARK AVE. NEW YORK, NE 101780060 | $7K |
| ALIGHT SOLUTION NONE | Direct payment from the plan; Consulting (general) Service code 16 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32,952 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 32,952 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PHYSICIANS PLUS INSURANCE CORP | 439 | $4.1M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 27,265 | $12.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.