No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $5.6M |
| TOWERS WATSON EIN 26-0676603 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $3.3M |
| UNITED HEALTHCARE EIN 47-0676824 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $274K |
| XEROX HR SOLUTIONS EIN 04-3609848 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $45K |
| CVS/CAREMARK EIN 05-0494040 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $44K |
| BELL LITHO EIN 36-2550923 NONE | Direct payment from the plan; Copying and duplicating; Participant communication; Other services Service code 36 | — | $25K |
| CROWE HORWATH EIN 35-0921680 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 NONE | Distribution (12b-1) fees; Trustee (bank, trust company, or similar financial institution); Float revenue; Trustee (directed); Direct payment from the plan Service code 21 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29,256 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 29,256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PHYSICIANS PLUS INSURANCE CORP | 773 | $7.0M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 28,220 | $12.6M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 21 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.