See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 18 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Contract Administrator; Direct payment from the plan; Actuarial Service code 11 | — | $3.7M |
| BLUE CROSS BLUE SHIELD EIN 23-2229683 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $3.7M |
| SEDGWICK CMS EIN 36-2685608 NONE | Investment advisory (participants); Claims processing; Direct payment from the plan Service code 12 | — | $1.4M |
| UNITED HEALTHCARE EIN 41-1289245 NONE | Direct payment from the plan; Other services; Claims processing; Insurance agents and brokers Service code 12 | — | $1.3M |
| AETNA EIN 06-6033492 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $1.2M |
| CASTLIGHT EIN 26-1989091 NONE | Consulting (general); Participant communication; Other services; Direct payment from the plan Service code 16 | — | $1.1M |
| CVS CAREMARK EIN 05-0340626 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $986K |
| HINGE HEALTH EIN 81-1884841 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $957K |
| CIGNA NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | PO BOX 15964 WILMINGTON, DE 19580 | $667K |
| DELTA DENTAL NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | PO BOX 1809 ALPHARETTA, GA 300231809 | $511K |
| MAVEN EIN 46-5747423 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $244K |
| CURALINC HEALTHCARE NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | 314 WEST SUPERIOR STREET CHICAGO, IL 60654 | $203K |
| MORGAN, LEWIS & BOCKIUS EIN 23-0891050 NONE | Legal; Direct payment from the plan Service code 29 | — | $98K |
| CROWE LLP EIN 35-0921680 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $42K |
| NORTHERN TRUST EIN 36-1561860 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $21K |
| BELL LITHO EIN 36-2550923 NONE | Copying and duplicating; Other services; Participant communication; Direct payment from the plan Service code 36 | — | $21K |
| ANDERSON TAX EIN 26-1437743 NONE | Direct payment from the plan; Other services Service code 49 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 470 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,842 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 624 | $4.9M |
| Dental | SIMNSA | 624 | $1.9M |
| Vision | EYEMED VISION CARE | 11,321 | $1.1M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 16,140 | $5.1M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 699 | $419K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,913 | $5.3M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 16,006 | $927K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.