Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 219 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 54,087 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 149 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54,236 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(59 contracts, 8 carriers) | CIGNA | 17,373 | $336.7M |
| Dental(92 contracts, 15 carriers) | CIGNA | 18,737 | $284.6M |
| Vision(115 contracts, 20 carriers) | CIGNA | 18,737 | $308.5M |
| Life insurance(114 contracts, 18 carriers) | CIGNA | 18,737 | $178.4M |
| Short-term disability(91 contracts, 16 carriers) | CIGNA | 18,737 | $139.5M |
| Long-term disability(100 contracts, 16 carriers) | CIGNA | 18,737 | $177.3M |
| Other(48 contracts, 14 carriers) | CIGNA | 18,737 | $109.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,737 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROFESSIONAL PENSIONS INC. EIN 06-0860933 ADMINISTRATOR | Contract Administrator Service code 13 | — | $703K |
| USI INSURANCE SERVICES, LLC EIN 13-3771734 NONE | Insurance agents and brokers Service code 22 | — | $102K |
| MDG BENEFIT SOLUTIONS (GUILFORD,CT) EIN 27-2928672 NONE | Insurance agents and brokers Service code 22 | — | $66K |
| WILLIS OF CT EIN 52-2285571 NONE | Insurance agents and brokers Service code 22 | — | $55K |
| HUB INTL NORTHEAST, LTD EIN 13-3621603 NONE | Insurance agents and brokers Service code 22 | — | $48K |
| BEERS,HAMERMAN,COHEN & BURGER,P.C. EIN 47-2517893 AUDITORS | Accounting (including auditing) Service code 10 | — | $46K |
| RISK STRATEGIES CONSULTING EIN 92-0904333 TRUSTEE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $43K |
| NFP CORPORATE SERVICES EIN 20-1941665 NONE | Insurance agents and brokers Service code 22 | — | $43K |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 NONE | Insurance agents and brokers Service code 22 | — | $43K |
| EXUDE BENEFITS GROUP. LLC EIN 23-2859145 NONE | Insurance agents and brokers Service code 22 | — | $39K |
| EDGEWOOD PARTNERS INSURANCE EIN 94-3195221 NONE | Insurance agents and brokers Service code 22 | — | $38K |
| BENEFITS CONSULTING GROUP EIN 22-3619609 NONE | Insurance agents and brokers Service code 22 | — | $33K |
| MARSH & MCLENNAN AGENCY LLC EIN 26-3237576 NONE | Insurance agents and brokers Service code 22 | — | $32K |
| TIAGO GUAMARAES NONE | Insurance agents and brokers Service code 22 | 416 ROSEMEAD BOULEVARD PASADENA, CA 91107 | $31K |
| CBIZ BENEFITS & INSURANCE SERVICES EIN 31-1582098 NONE | Insurance agents and brokers Service code 22 | — | $23K |
| MERCER HEALTH & BENEFITS LLC EIN 34-2015463 NONE | Insurance agents and brokers Service code 22 | — | $21K |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS EIN 22-3419187 NONE | Insurance agents and brokers Service code 22 | — | $21K |
| MDG ASSOCIATES OF CT. LLC EIN 01-0561411 NONE | Insurance agents and brokers Service code 22 | — | $20K |
| PCF INSURANCE SERVICES EIN 82-1368960 NONE | Insurance agents and brokers Service code 22 | — | $19K |
| RSC INSURANCE BROKERAGE EIN 16-1689464 NONE | Insurance agents and brokers Service code 22 | — | $15K |
| MARSHALL & STERLING INC EIN 14-0865370 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| PATRIOT GROWTH INSURANCE SERVICES EIN 87-2917800 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| YORK INTERNATIONAL AGENCY EIN 86-1093517 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| FRANK J DELEO JR. NONE | Insurance agents and brokers Service code 22 | 17 SURREY LN PO BOX 1788 SANDWICH, MA 02563 | $13K |
| ONEGROUP NY, INC EIN 16-1593071 NONE | Insurance agents and brokers Service code 22 | — | $12K |
| AMANDA CARRAH NONE | Insurance agents and brokers Service code 22 | PO BOX 600399 JACKSONVILLE, FL 32260 | $12K |
| MERIDIAN RISK MANAGEMENT EIN 20-0490714 NONE | Insurance agents and brokers Service code 22 | — | $12K |
| CORPORATE SYNERGIES GROUP, LLC EIN 04-3753970 NONE | Insurance agents and brokers Service code 22 | — | $11K |
| SMITH BROTHERS INSURANCE EIN 06-0391040 NONE | Insurance agents and brokers Service code 22 | — | $11K |
| FRENKEL BENEITS, LLC EIN 13-4175627 NONE | Insurance agents and brokers Service code 22 | — | $11K |
| DIGITAL INSURANCE INC. EIN 58-2522668 NONE | Insurance agents and brokers Service code 22 | — | $11K |
| RP BENEFITS EIN 99-3008165 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| WILLIS OF NEW JERSEY EIN 13-3179522 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| THE MELTZER GROUP INC. EIN 22-3811325 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| BROWN & BROWN OF CT EIN 59-0691921 NONE | Insurance agents and brokers Service code 22 | — | $8K |
| NESSO BENEFITS LLC EIN 26-4225179 NONE | Insurance agents and brokers Service code 22 | — | $8K |
| ACRISURE LLC DBA THE TARPEY GROUP EIN 26-3554645 NONE | Insurance agents and brokers Service code 22 | — | $8K |
| BROWN & BROWN OF GARDEN CITY EIN 59-1151281 NONE | Insurance agents and brokers Service code 22 | — | $8K |
| STERLING & STERLING INC EIN 11-1957801 NONE | Insurance agents and brokers Service code 22 | — | $8K |
| THE JONES GROUP EIN 04-9624928 NONE | Insurance agents and brokers Service code 22 | — | $7K |
| ALAN SHEKETOFF NONE | Insurance agents and brokers Service code 22 | 585 VILLA AVE FAIRFIELD, CT 06824 | $6K |
| ROUND HILL RISK PARTNERS EIN 83-2279535 NONE | Insurance agents and brokers Service code 22 | — | $6K |
| INTEGRITY INSURANCE SERVICES EIN 30-0631812 NONE | Insurance agents and brokers Service code 22 | — | $5K |
| HILB GROUP OF NEW ENGLAND EIN 47-4324398 NONE | Insurance agents and brokers Service code 22 | — | $5K |
| HP PLANNING LLC EIN 06-1470152 NONE | Insurance agents and brokers Service code 22 | — | $5K |
| NEW AGENCY PARTNERS EIN 20-0892918 NONE | Insurance agents and brokers Service code 22 | — | $5K |
| THE PREFERRED CLIENT GROUP EIN 22-3894479 NONE | Insurance agents and brokers Service code 22 | — | $5K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025