See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 222 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 520 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROFESSIONAL PENSIONS INC. EIN 06-0860933 ADMINISTRATOR | Contract Administrator Service code 13 | — | $1.0M |
| MARSH & MCLENNAN AGENCY LLC EIN 36-1436000 NONE | Insurance agents and brokers Service code 22 | — | $168K |
| HUB INTL NORTHEAST, LTD EIN 13-3621603 NONE | Insurance agents and brokers Service code 22 | — | $165K |
| CORPORATE SYNERGIES GROUP, LLC EIN 04-3753970 NONE | Insurance agents and brokers Service code 22 | — | $160K |
| MDG ASSOCIATES OF CT. LLC EIN 01-0561411 NONE | Insurance agents and brokers Service code 22 | — | $127K |
| WILLIS OF NEW YORK, INC EIN 13-2695427 NONE | Insurance agents and brokers Service code 22 | — | $120K |
| EXUDE BENEFITS GROUP. LLC EIN 23-2859145 NONE | Insurance agents and brokers Service code 22 | — | $108K |
| USI INSURANCE SERVICES, LLC EIN 13-3771734 NONE | Insurance agents and brokers Service code 22 | — | $63K |
| BENEFITS CONSULTING GROUP EIN 22-3619609 NONE | Insurance agents and brokers Service code 22 | — | $60K |
| INSURANCE PLANNING GROUP EIN 02-0445207 NONE | Insurance agents and brokers Service code 22 | — | $53K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 NONE | Insurance agents and brokers Service code 22 | — | $52K |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 NONE | Insurance agents and brokers Service code 22 | — | $42K |
| WACHOVIA INSURANCE SERVICES, INC EIN 56-1882208 NONE | Insurance agents and brokers Service code 22 | — | $41K |
| BEERS,HAMERMAN,COHEN & BURGER,P.C. EIN 47-2517893 AUDITORS | Accounting (including auditing) Service code 10 | — | $40K |
| THE AMBR GROUP EIN 46-5158446 NONE | Insurance agents and brokers Service code 22 | — | $37K |
| LOUIS STEIN, INC. EIN 20-8605904 NONE | Insurance agents and brokers Service code 22 | — | $33K |
| WILLIS OF CT EIN 52-2285571 NONE | Insurance agents and brokers Service code 22 | — | $32K |
| MDG BENEFIT SOLUTIONS (GUILFORD,CT) EIN 27-2928672 NONE | Insurance agents and brokers Service code 22 | — | $32K |
| SCHUSTER DRISCOLL LLC EIN 26-1136591 NONE | Insurance agents and brokers Service code 22 | — | $28K |
| ROSE AND KIERNAN, INC EIN 14-1559111 NONE | Insurance agents and brokers Service code 22 | — | $27K |
| BRIO BENEFIT CONSULTING EIN 20-0524504 NONE | Insurance agents and brokers Service code 22 | — | $24K |
| ACRISURE LLC DBA THE TARPEY GROUP EIN 26-3554645 NONE | Insurance agents and brokers Service code 22 | — | $24K |
| LOCKTON COMPANIES, LLC EIN 20-3354970 NONE | Insurance agents and brokers Service code 22 | — | $23K |
| STERLING & STERLING INC EIN 11-1957801 NONE | Insurance agents and brokers Service code 22 | — | $23K |
| CAPACITY BENEFITS & FINANCIAL SERVI EIN 20-8569596 NONE | Insurance agents and brokers Service code 22 | — | $20K |
| WELLS FARGO INSURANCE SERVICES EIN 13-1806851 NONE | Insurance agents and brokers Service code 22 | — | $19K |
| BOLLINGER, INC. EIN 22-0781130 NONE | Insurance agents and brokers Service code 22 | — | $19K |
| PRINCIPAL TRUST COMPANY EIN 51-0099493 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $18K |
| TIAGO GUAMARAES NONE | Insurance agents and brokers Service code 22 | 416 ROSEMEAD BOULEVARD PASADENA, CA 91107 | $16K |
| GFI INSURANCE BROKERAGE, INC EIN 13-3739878 NONE | Insurance agents and brokers Service code 22 | — | $15K |
| SMITH BROTHERS INSURANCE INC. EIN 06-0391040 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| C.M. SMITH AGENCY EIN 06-0925246 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| GORDAN AGENCY INC. EIN 02-0653275 NONE | Insurance agents and brokers Service code 22 | — | $14K |
| BONGIOVANNI INSURANCE & FINANCIAL EIN 26-4225179 NONE | Insurance agents and brokers Service code 22 | — | $13K |
| EDWARD S CAUSIN NONE | Insurance agents and brokers Service code 22 | 100 JERICHO QUADRANGLE JERICHO, NY 11753 | $12K |
| FRANK J DELEO JR. NONE | Insurance agents and brokers Service code 22 | 17 SURREY LN PO BOX 1788 SANDWICH, MA 02563 | $12K |
| EBENEFITS GROUP NORTHEAST, LLC EIN 20-4265562 NONE | Insurance agents and brokers Service code 22 | — | $10K |
| BROWN & BROWN OF CT EIN 06-1062546 NONE | Insurance agents and brokers Service code 22 | — | $10K |
| WILLIS OF NEW JERSEY EIN 13-3179522 NONE | Insurance agents and brokers Service code 22 | — | $10K |
| LAMBERT & CARNEY BENEFITS EIN 22-3751572 NONE | Insurance agents and brokers Service code 22 | — | $10K |
| FRENKEL BENEITS, LLC EIN 13-4175627 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| CLARK AGENCY, LLC EIN 46-5633612 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| OMNI MANAGED HEALTH INC. EIN 11-3250952 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| DIGITAL INSURANCE INC. EIN 58-2522668 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| HP PLANNING LLC EIN 06-1470152 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| PREFERRED BENEFITS GROUP, INC EIN 22-3274163 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| BENEFITS ADVISORY SERVICE, INC EIN 11-3117526 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS EIN 22-3419187 NONE | Insurance agents and brokers Service code 22 | — | $9K |
| PATRICK GRANT NONE | Insurance agents and brokers Service code 22 | 481 UPPER BLVD RIDGEWOOD, NJ 07450 | $9K |
| MY BENEFIT ADVISOR LLC EIN 20-5335092 NONE | Insurance agents and brokers Service code 22 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 57,316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 396 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 57,712 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(79 contracts, 17 carriers) | OXFORD HEALTH PLANS | 9,336 | $265.6M |
| Dental(55 contracts, 15 carriers) | UNITED HEALTHCARE | 24,944 | $93.4M |
| Vision(64 contracts, 11 carriers) | AETNA INC. | 9,336 | $128.0M |
| Life insurance(103 contracts, 17 carriers) | CIGNA | 16,099 | $68.1M |
| Short-term disability(79 contracts, 16 carriers) | CIGNA | 16,099 | $49.0M |
| Long-term disability(93 contracts, 16 carriers) | CIGNA | 16,099 | $64.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,944 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.