Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Kunkel and Associates Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 158 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | COMPANION LIFE OF COLUMBIA | 159 | $393K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Companion Life of Columbia |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREFERRED HEALTH CHOICES, LLC EIN 90-0139311 NONE | Claims processing Service code 12 | — | $77K |
| SCHUCHAT, COOK, & WERNER EIN 43-0763010 NONE | Legal Service code 29 | — | $27K |
| KUNKEL & ASSOCIATES, INC. EIN 68-0558586 NONE | Consulting (general) Service code 16 | — | $24K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $20K |
| RJ LEE AND ASSOCIATES EIN 84-4052574 NONE | Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 14 | — | $15K |
| TELEDOC HEALTH, INC NONE | Consulting (general) Service code 16 | 2 MANHATTANVILLE RD PURCHASE, NY 10577 | $14K |
| MZQ CONSULTING, LLC NONE | Consulting (general) Service code 16 | 1829 REISTERSTOWN RD PIKESVILLE, MD 21208 | $9K |
| OPTUM RX EIN 33-0441200 NONE | Claims processing; Other fees; Float revenue Service code 12 | — | $7K |
| INVESTMENT CONSULTANT GROUP, INC NONE | Investment advisory (plan) Service code 27 | 5117 JERSEY RIDGE ROAD, SUITE 1 DAVENPORT, IA 52807 | $7K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025