See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREFERRED HEALTH CHOICES, LLC EIN 90-0139311 NONE | Claims processing Service code 12 | — | $60K |
| KUNKEL & ASSOCIATES, INC. EIN 68-0558586 NONE | Consulting (general) Service code 16 | — | $26K |
| TRUENORTH COMPANIES EIN 42-1513015 NONE | Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 14 | — | $17K |
| HARVEY & STUCKEL, CHARTERED EIN 37-1064984 NONE | Legal Service code 29 | — | $10K |
| TELEDOC HEALTH, INC NONE | Consulting (general) Service code 16 | 2 MANHATTANVILLE RD PURCHASE, NY 10577 | $7K |
| CARPENTIER, MITCHELL, GODDARD & CO. EIN 36-2662809 NONE | Accounting (including auditing) Service code 10 | — | $5K |
| INVESTMENT CONSULTANT GROUP, INC NONE | Investment advisory (plan) Service code 27 | 5117 JERSEY RIDGE ROAD, SUITE 1 DAVENPORT, IA 52807 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | QBE INSURANCE | 141 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.