See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF MN EIN 41-0984460 NONE | Contract Administrator; Other fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $4.2M |
| WILSON MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator Service code 13 | — | $2.9M |
| TEAM EIN 81-4050818 NONE | Other services Service code 49 | — | $1.3M |
| STAIRWAY PARTNERS, LLC EIN 20-1164360 NONE | Investment advisory (plan); Custodial (securities) Service code 19 | — | $536K |
| DELPHI OF FLORIDA EIN 01-0580124 NONE | Other services Service code 49 | — | $439K |
| DDMN ASO LLC EIN 41-1905554 NONE | Other services; Claims processing Service code 12 | — | $288K |
| REINHART EIN 39-1126909 NONE | Legal Service code 29 | — | $171K |
| MCGRANN SHEA EIN 41-1654544 NONE | Legal Service code 29 | — | $148K |
| ERIN LANG EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $136K |
| STEARNS WEAVER EIN 59-2126062 NONE | Legal Service code 29 | — | $88K |
| ANDREW, BRANSKY, & POOLE EIN 41-1502219 NONE | Legal Service code 29 | — | $79K |
| WHITESTAR ADVISORS LLC EIN 03-0496641 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $72K |
| HYGEIA CORPORATION EIN 36-4331825 NONE | Other services Service code 49 | — | $55K |
| MARTHA LAFAVE EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $52K |
| KUTAK ROCK EIN 47-0597598 NONE | Legal Service code 29 | — | $37K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $32K |
| HESSIAN & MCKASY EIN 20-1551306 NONE | Legal Service code 29 | — | $17K |
| PATRICK J. THOMAS AGENCY NONE | Legal Service code 29 | 121 S. 8TH STREET, SUITE 980 MINNEAPOLIS, MN 55402 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,761 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,323 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 14,084 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 4,204 | $13.4M |
| Dental | DELTA DENTAL OF MINNESOTA | 2,458 | $1.3M |
| Prescription drug | HUMANA INSURANCE COMPANY | 4,204 | $13.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.