See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator Service code 13 | — | $2.3M |
| BLUECROSS BLUESHIELD OF MN EIN 41-0984460 NONE | Claims processing; Other services Service code 12 | — | $2.3M |
| DELPHI OF FLORIDA EIN 01-0580124 NONE | Other services Service code 49 | — | $876K |
| MCGRANN SHEA EIN 41-1654544 NONE | Legal Service code 29 | — | $629K |
| STAIRWAY PARTNERS, LLC EIN 20-1164360 NONE | Investment management Service code 28 | — | $558K |
| TEAM EIN 83-0469948 NONE | Other services Service code 49 | — | $329K |
| DDMN ASO LLC EIN 41-1905554 NONE | Other services; Claims processing Service code 12 | — | $251K |
| MARTHA LAFAVE EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $166K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $135K |
| ERIN TRESTER EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $101K |
| HYGEIA CORPORATION EIN 36-4331825 NONE | Other services Service code 49 | — | $59K |
| HONSA-BINDER PRINTING INC NONE | Copying and duplicating Service code 36 | 320 SPRUCE STREET ST. PAUL, MN 551012554 | $46K |
| WHITESTAR ADVISORS LLC EIN 03-0496641 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $31K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $31K |
| MOTION PICTURES INC EIN 41-1842764 NONE | Other services Service code 49 | — | $12K |
| SEVEN CORNERS PRINTING EIN 41-0992291 NONE | Copying and duplicating Service code 36 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,574 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,156 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 3,874 | $10.1M |
| Dental | DELTA DENTAL OF MINNESOTA | 1,108 | $868K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 3,874 | $10.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.