No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator Service code 13 | — | $2.3M |
| BLUECROSS BLUESHIELD OF MN EIN 41-0984460 NONE | Other services; Claims processing Service code 12 | — | $2.3M |
| DELPHI OF FLORIDA EIN 01-0580124 NONE | Other services Service code 49 | — | $876K |
| MCGRANN SHEA EIN 41-1654544 NONE | Legal Service code 29 | — | $629K |
| STAIRWAY PARTNERS, LLC EIN 20-1164360 NONE | Investment management Service code 28 | — | $558K |
| TEAM EIN 83-0469948 NONE | Other services Service code 49 | — | $329K |
| DDMN ASO LLC EIN 41-1905554 NONE | Claims processing; Other services Service code 12 | — | $251K |
| MARTHA LAFAVE EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $166K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $135K |
| ERIN TRESTER EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $101K |
| HYGEIA CORPORATION EIN 36-4331825 NONE | Other services Service code 49 | — | $59K |
| HONSA-BINDER PRINTING INC NONE | Copying and duplicating Service code 36 | 320 SPRUCE STREET ST. PAUL, MN 551012554 | $46K |
| WHITESTAR ADVISORS LLC EIN 03-0496641 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $31K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $31K |
| MOTION PICTURES INC EIN 41-1842764 NONE | Other services Service code 49 | — | $12K |
| SEVEN CORNERS PRINTING EIN 41-0992291 NONE | Copying and duplicating Service code 36 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,574 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,156 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 3,874 | $10.1M |
| Dental | DELTA DENTAL OF MINNESOTA | 1,108 | $868K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 3,874 | $10.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,874 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.