No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator Service code 13 | — | $2.5M |
| BLUECROSS BLUESHIELD OF MN EIN 41-0984460 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Other fees; Claims processing Service code 12 | — | $2.3M |
| DELPHI OF FLORIDA EIN 01-0580124 NONE | Other services Service code 49 | — | $1.1M |
| STAIRWAY PARTNERS, LLC EIN 20-1164360 NONE | Investment advisory (plan); Custodial (securities) Service code 19 | — | $542K |
| MCGRANN SHEA EIN 41-1654544 NONE | Legal Service code 29 | — | $445K |
| TEAM EIN 81-4050818 NONE | Other services Service code 49 | — | $341K |
| DDMN ASO LLC EIN 41-1905554 NONE | Claims processing; Other services Service code 12 | — | $269K |
| MARTHA LAFAVE EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $179K |
| SEGAL CONSULTING EIN 13-1975125 NONE | Actuarial Service code 11 | — | $149K |
| ERIN LANG EIN 23-7015120 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| HYGEIA CORPORATION EIN 36-4331825 NONE | Other services Service code 49 | — | $89K |
| WHITESTAR ADVISORS LLC EIN 03-0496641 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $58K |
| HONSA-BINDER PRINTING INC NONE | Copying and duplicating Service code 36 | 320 SPRUCE STREET ST. PAUL, MN 551012554 | $50K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $32K |
| BMO HARRIS BANK EIN 36-2085229 NONE | Custodial (other than securities) Service code 18 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,845 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,291 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 13,136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 4,044 | $10.3M |
| Dental | DELTA DENTAL OF MINNESOTA | 1,299 | $1.1M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 4,044 | $10.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,044 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.