| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE HEALTHCARE STRATEGIES LLC3 Filed as: CORPORATE HEALTHCARE STRATEGIES | 280 GRANITE RUN DRIVE, SUITE 250 LANCASTER, PA 17601 | HIGHMARK | $47K | — | $47K | 2.77% |
| CRAWFORD ADVISORS, LLC3 Filed as: CRAWFORD ADVISORS LLC | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21031 | HIGHMARK | $4K | — | $4K | 0.25% |
| MARY A BARANSKI3 | 103 E COUNTRYSIDE DR. BOILING SPRINGS, PA 17007 | AFLAC | $5K | $247 | $5K | 8.29% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY SUITE 304 HARRISBURG, PA 17110 | AFLAC | $821 | $49 | $870 | 1.42% |
| EVA M ALEXANDER3 | 119 WINDING HILL DRIVE LANCASTER, PA 17601 | AFLAC | $680 | $0 | $680 | 1.11% |
| C A LUPP INC3 | 441 FRIENDSHIP RD STE 102 HARRISBURG, PA 17111 | AFLAC | $638 | $41 | $679 | 1.11% |
| DAVID C SWEIGARD3 | 283 VENETIAN BLVD SAINT AUGUSTINE, FL 32095 | AFLAC | $496 | $0 | $496 | 0.81% |
| KL GOOD BENEFITS LLC3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $487 | $0 | $487 | 0.79% |
| BONITA REID3 | 1515 HICKORY RUN COURT ELIZABETHTOWN, PA 17022 | AFLAC | $455 | $0 | $455 | 0.74% |
| JASON E FERGER3 | 3706 EAGLEWOOD STREET VALRICO, FL 33596 | AFLAC | $389 | $0 | $389 | 0.63% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $228 | $49 | $277 | 0.45% |
| GERALD L WALSH3 Filed as: GERALD WALSH | 39 POCHAHONTAS LANE HALIFAX, PA 17032 | AFLAC | $232 | $9 | $241 | 0.39% |
| SHELLY S GWIN3 | 94 OATFIELD DRIVE DENVER, PA 17517 | AFLAC | $157 | $0 | $157 | 0.26% |
| TAMMIE S FERGER3 | 2562 ABBY LANE DOVER, PA 17315 | AFLAC | $131 | $0 | $131 | 0.21% |
| DAVID W RANCK3 | PO BOX 277 EPHRATA, PA 17522 | AFLAC | $119 | $0 | $119 | 0.19% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $88 | $0 | $88 | 0.14% |
| RANDALL D NAFTAL3 | 37 NORTH VALLEY ROAD, 2 STATION SQ. PAOLI, PA 19301 | AFLAC | $61 | $0 | $61 | 0.10% |
| MARK D BARBIER3 | 802 DEER TRAIL LANE OAK BROOK, IL 60523 | AFLAC | $60 | $0 | $60 | 0.10% |
| RICHARD J PURISKY3 | 244 CROSS CREEK TRL BANNER ELK, NC 28604 | AFLAC | $46 | $0 | $46 | 0.08% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AFLAC | $38 | $0 | $38 | 0.06% |
| JOANN HARTSOCK3 Filed as: JOANN HARTSTOCK | 1214 EASTON ROAD, SUITE 100 WARRINGTON, PA 18976 | AFLAC | $38 | $0 | $38 | 0.06% |
| ANDREW J JUNIKIEWICZ JR3 | 22 MORGAN SPRING DRIVE MORGANTOWN, PA 19543 | AFLAC | $38 | $0 | $38 | 0.06% |
| BETH ANN JUNIKIEWICZ3 | 22 MORGAN SPRING DRIVE MORGANTOWN, PA 19543 | AFLAC | $34 | $0 | $34 | 0.06% |
| RUSSELL P LASNER3 | 1001 TIMMONY CIR ACCOKEEK, MD 20607 | AFLAC | $30 | $0 | $30 | 0.05% |
| BERNARD L JESSUP III3 | PO BOX 940 HOCKESSIN, DE 19707 | AFLAC | $21 | $0 | $21 | 0.03% |
| SUSAN R MCSHERRY3 | 1330 BRIARGATE DRIVE YORK, PA 17404 | AFLAC | $18 | $0 | $18 | 0.03% |
| BRANDON HUSON3 | 6373 LAKE ROAD YORK, PA 17403 | AFLAC | $13 | $0 | $13 | 0.02% |
| BETH ANN RIDER3 | 1 LAUREN LANE EPHRATA, PA 17522 | AFLAC | $11 | $0 | $11 | 0.02% |
| JOHN DEPRISCO JR3 | 573 BELLEVUE RD STE B NEWARK, DE 19713 | AFLAC | $8 | $0 | $8 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $6 | $0 | $6 | 0.01% |
| FREDERICK W WILSON III3 | 573 BELLEVUE RD NEWARK, DE 19713 | AFLAC | $6 | $0 | $6 | 0.01% |
| BENJAMIN R MORLEY3 | 2484 HIETER ROAD QUAKERTOWN, PA 18951 | AFLAC | $2 | $0 | $2 | 0.00% |
| MICHAEL C WALKER3 | 203 MARKET STREET, STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | $0 | $1 | 0.00% |
| CORPORATE HEALTHCARE STRATEGIES LLC3 Filed as: CORPORATE HEALTHCARE STRATEGIES | 280 GRANITE RUN DRIVE, SUITE 250 LANCASTER, PA 17601 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | $0 | $2K | 9.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 274 | $1.7M |
| Dental | AFLAC | 93 | $61K |
| Vision | AFLAC | 93 | $61K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 175 | $80K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 175 | $80K |
| Prescription drug | HIGHMARK | 274 | $1.7M |
| Other(2 contracts, 2 carriers) | AFLAC | 175 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.