| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP | 999 BERKSHIRE BLVD, STE 160 READING, PA 19610 | HIGHMARK INC. | $46K | — | $46K | 3.15% |
| DENTON E QUICK3 | 2202 WELLINGTON BLVD WYOMISSING, PA 19610 | AFLAC | $1K | $44 | $1K | 2.67% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP | PO BOX 6243 WYOMISSING, PA 19610 | AFLAC | $943 | — | $943 | 2.30% |
| MARY A BARANSKI3 | 103 E COUNTRYSIDE DR BOILING SPRINGS, PA 17007 | AFLAC | $623 | $90 | $713 | 1.74% |
| EVA M ALEXANDER3 | 119 WINDING HILL DR LANCASTER, PA 17601 | AFLAC | $416 | — | $416 | 1.02% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY, STE 304 HARRISBURG, PA 17110 | AFLAC | $284 | $18 | $302 | 0.74% |
| BONITA REID3 | 200 TOWNHOUSE RD SANGERVILLE, ME 04479 | AFLAC | $279 | — | $279 | 0.68% |
| KL GOOD BENEFITS LLC3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $271 | — | $271 | 0.66% |
| JASON E FERGER3 | 3706 EAGLEWOOD ST VALRICO, FL 33596 | AFLAC | $220 | — | $220 | 0.54% |
| JOSEPH B MCGINTY JR3 | 1150 GLENLIVET DR SUITE A13 ALLENTOWN, PA 18106 | AFLAC | $191 | $11 | $202 | 0.49% |
| J D LUEDTKE INC3 | 313 4TH ST HANOVER, PA 17331 | AFLAC | $108 | $18 | $126 | 0.31% |
| C A LUPP INC3 | 940 E PARK DR SUITE 300 HARRISBURG, PA 17111 | AFLAC | $97 | — | $97 | 0.24% |
| DAVID C SWEIGARD3 | 2603 PELLICER RD SAINT AUGUSTINE, FL 32092 | AFLAC | $69 | — | $69 | 0.17% |
| SHELLY S GWIN3 | 94 OATFIELD DR DENVER, PA 17517 | AFLAC | $59 | — | $59 | 0.14% |
| DIANNE L MARTIN3 | 125 MANOR STREET HARRISBURG, PA 17110 | AFLAC | $58 | — | $58 | 0.14% |
| DAVID W RANCK3 | 848 E MAIN ST, STE 800 EPHRATA, PA 17522 | AFLAC | $55 | — | $55 | 0.13% |
| GERALD L WALSH3 | 39 POCAHONTAS LN HALIFAX, PA 17032 | AFLAC | $53 | — | $53 | 0.13% |
| RICHARD J PURISKY3 | 244 CROSS CREEK TRL BANNER ELK, NC 28604 | AFLAC | $36 | — | $36 | 0.09% |
| ERIC ROLLMAN3 | 1662 WAMPUM DR AUBURN, PA 17922 | AFLAC | $36 | — | $36 | 0.09% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $30 | — | $30 | 0.07% |
| MARK D BARBIER3 | 23 CROYDON LN OAK BROOK, IL 60523 | AFLAC | $22 | — | $22 | 0.05% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $21 | — | $21 | 0.05% |
| RANDALL D NAFTAL3 | 2 STATION SQ STE 201 37 N VALLEY RD PAOLI, PA 19301 | AFLAC | $19 | — | $19 | 0.05% |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $19 | — | $19 | 0.05% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AFLAC | $18 | — | $18 | 0.04% |
| CHRISTOPHER A LUPP3 | 940 E PARK DR SUITE 301 HARRISBURG, PA 17111 | AFLAC | $15 | — | $15 | 0.04% |
| SUSAN R MCSHERRY3 | 1330 BRIARGATE DR YORK, PA 17404 | AFLAC | $15 | — | $15 | 0.04% |
| RUSSEL P LASNER3 | 1001 TIMMONY CIR ACCOKEEK, MD 20607 | AFLAC | $11 | — | $11 | 0.03% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $8 | — | $8 | 0.02% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $6 | — | $6 | 0.01% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $2 | — | $2 | 0.00% |
| BERNARD L JESSUP III3 | 4 MOODY PL NEWARK, DE 19702 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN DEPRISCO JR3 | 573 BELEVUE RD STE B NEWARK, DE 19713 | AFLAC | $1 | — | $1 | 0.00% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER-KUNKLE GROUP | SUITE 160 WYOMISSING, PA 19610 | AMERICAN UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 12.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 228 | $1.5M |
| Dental(2 contracts, 2 carriers) | HIGHMARK INC. | 228 | $1.5M |
| Vision(2 contracts, 2 carriers) | HIGHMARK INC. | 228 | $1.5M |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 141 | $75K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 141 | $75K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 141 | $34K |
| Prescription drug | HIGHMARK INC. | 228 | $1.5M |
| Other(2 contracts, 2 carriers) | AFLAC | 141 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.