| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER-KUNKLE GROUP INC3 | 999 BERKSHIRE BLVD SUITE 160 READING, PA 19610 | HIGHMARK INC | $32K | — | $32K | 2.63% |
| POWER-KUNKLE GROUP INC3 | 999 BERKSHIRE BLVD SUITE 160 WTOMISSING, PA 19610 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 9.95% |
| POWER-KUNKLE GROUP INC3 | SUITE 160 WYOMISSING, PA 19610 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 11.37% |
| ARDENA L MCVICKER3 | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $4K | 43.93% |
| POWER-KUNKLE GROUP INC3 Filed as: POWER KUNKLE GROUP INC | PO BOX 6243 WYOMISSING, PA 19610 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $72 | $2K | 22.64% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $651 | $406 | $1K | 10.86% |
| LANCE A BRADLEY3 | 2028 MOUNT VERNON CIR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $831 | $95 | $926 | 9.52% |
| BRENT L GOODE3 Filed as: BRENT MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $455 | $25 | $480 | 4.93% |
| ELIZABETH MARIE LANGEVIN3 Filed as: ELIZABETH JANE GRIFFITHS | 3893 SWEET ARROW LAKE ROAD PINE GROVE, PA 17963 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $230 | — | $230 | 2.36% |
| POWER-KUNKLE GROUP INC3 | 999 BERKSHIRE BLVD SUITE 100 WYOMISSING, PA 19610 | SUN LIFE ASSURANCE COMPANY OF CANADA | $812 | — | $812 | 10.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 402 S MT. JULIET ROAD PMB 184 MOUNT JULIET, TN 37122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $406 | — | $406 | 5.00% |
| MGIS3 | 111 SOUTH MAIN STREET, SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $38 | $38 | 0.47% |
| POWER-KUNKLE GROUP INC3 | 999 BERKSHIRE BLVD SUITE 100 WYOMISSING, PA 19610 | SUN LIFE ASSURANCE COMPANY OF CANADA | $306 | — | $306 | 20.01% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 402 S MT. JULIET ROAD PMB 184 MOUNT JULIET, TN 37122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $76 | — | $76 | 4.97% |
| MGIS3 | 111 SOUTH MAIN STREET, SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $37 | $37 | 2.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC | 107 | $1.2M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 81 | $44K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 81 | $44K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $28K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $17K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $25K |
| Prescription drug | HIGHMARK INC | 107 | $1.2M |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 120 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.