Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Rx | Rx | |
Stop-loss | Stop-loss | |
LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,433 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 291 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,724 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 2,519 | $1.1M |
| Prescription drug | BLUE MEDICARE ADVANTAGE | 2,513 | $8.6M |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 2,724 | $2.5M |
| Other | SYMETRA LIFE INSURANCE COMPANY | 2,519 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,724 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Custodial (securities); Direct payment from the plan; Soft dollars commissions; Distribution (12b-1) fees; Investment management; Float revenue; Insurance services Service code 19 | — | $1.7M |
| GUARDIAN NURSES HEALTHCARE ADVOCATE NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 224 FLOURTOWN, PA 19031 | $615K |
| ZENITH AMERICAN SOLUTIONS, INC NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | 401 LIBERTY AVENUE, STE 1200 PITTSBURGH, PA 15222 | $309K |
| HIGHMARK BLUE SHIELD NONE | Direct payment from the plan; Claims processing Service code 12 | 120 FIFTH AVENUE PITTSBURGH, PA 15222 | $283K |
| SAGE ADVISORY SERVICES, LTD CO. NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 5900 SOUTHWEST PARKWAY, BUILDING 1 AUSTIN, TX 78735 | $152K |
| EMPLOYEE D EIN 23-2715454 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $141K |
| CONNER STRONG & BUCKELEW | Insurance services; Direct payment from the plan Service code 23 | 401 ROUTE 73 NORTH P.O BOX 989 MARLTON, NJ 08053 | $125K |
| DANIEL A. WINTERS & COMPANY, CPAS EIN 23-2586736 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $121K |
| EMPLOYEE C EIN 23-2715454 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $110K |
| PNC BANK, N.A. EIN 25-1211909 NONE | Custodial (securities); Investment management; Distribution (12b-1) fees; Soft dollars commissions Service code 19 | — | $107K |
| UNITED CONCORDIA COMPANIES INC EIN 25-1687586 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $85K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Other fees Service code 99 | — | $79K |
| CLEARY, JOSEM & TRIGIANI, LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $67K |
| EMPLOYEE A EIN 23-2715454 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| EMPLOYEE B EIN 23-2715454 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| EMPLOYEE E EIN 23-2715454 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $49K |
| HELPSCRIPT LLC NONE | Consulting (general); Direct payment from the plan Service code 16 | 1101 WOOTTON PARKWAY, SUITE 1040 ROCKVILLE, MD 20852 | $44K |
| STEAMFITTERS LOCAL UNION NO. 420 EIN 23-1173155 RELATED PARTY | Other services; Direct payment from the plan Service code 49 | — | $43K |
| AIM ADMINISTRATORS LLC NONE | Insurance services; Direct payment from the plan Service code 23 | 401 ROUTE 73 NORTH, SUITE 300 MARLTON, NJ 08053 | $35K |
| KANG HAGGERT LLC NONE | Legal; Direct payment from the plan Service code 29 | 123 S. BROAD STREET, SUITE 1670 PHILADELPHIA, PA 19109 | $34K |
| NATIONAL VISION ADMINISTRATORS LLC EIN 22-2998772 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $28K |
| GRAYSTONE CONSULTING NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 31 WEST 52ND STREET NEW YORK, NY 10019 | $19K |
| CBIZ RETIREMENT PLAN SERVICES EIN 31-1582098 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $18K |
| XPAN LAW PARTNERS LLC NONE | Legal; Direct payment from the plan Service code 29 | 4 N MARPLE AVE MARLTON, NJ 08053 | $16K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025