See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 22 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 21 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Claims processing; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $591K |
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 NONE | Other services; Other fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $152K |
| MERITAIN HEALTH EIN 16-1264154 NONE | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Insurance brokerage commissions and fees Service code 12 | — | $147K |
| HEALTH ADVOCATE SOLUTIONS, INC EIN 23-3080019 NONE | Other fees; Claims processing; Other services Service code 12 | — | $28K |
| AMERIFLEX NONE | Claims processing; Other fees Service code 12 | 2508 HIGHLANDER WAY SUITE 200 CARROLLTON, TX 75006 | $25K |
| CURALINC, LLC EIN 33-1206383 NONE | Other services; Other fees Service code 49 | — | $21K |
| FAMILY AND CHILDREN SRV OF ITHACA EIN 15-0589039 NONE | Other services; Other fees Service code 49 | — | $5K |
| FURTHER NONE | Claims processing; Other fees Service code 12 | 3535 BLUE CROSS ROAD EAGAN, MN 55122 | $2K |
| WEST CENTRAL BEHAVIORAL HEALTH EIN 22-2645978 NONE | Other fees; Other services Service code 49 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 107 | $1.8M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,096 | $762K |
| Vision | VISION SERVICE PLAN | 834 | $97K |
| Life insurance(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,323 | $554K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 436 | $234K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,330 | $422K |
| Prescription drug(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 107 | $1.8M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 520 | $2.0M |
| Other(13 contracts, 6 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,323 | $449K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.