See 27 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 32 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing Service code 12 | — | $706K |
| MERITAIN HEALTH EIN 16-1264154 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Insurance brokerage commissions and fees; Other services Service code 12 | — | $153K |
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 NONE | Other fees; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $143K |
| CURALINC, LLC EIN 33-1206383 NONE | Other fees; Other services Service code 49 | — | $24K |
| AMERIFLEX NONE | Claims processing; Other fees Service code 12 | 2508 HIGHLANDER WAY SUITE 200 CARROLLTON, TX 75006 | $21K |
| HEALTH ADVOCATE SOLUTIONS, INC EIN 23-3080019 NONE | Claims processing; Other fees; Other services Service code 12 | — | $21K |
| FAMILY AND CHILDREN SRV OF ITHACA EIN 15-0589039 NONE | Other services; Other fees Service code 49 | — | $6K |
| AMERICAN BENEFITS GROUP NONE | Claims processing; Other fees Service code 12 | 48 HARRIS PLACE PO BOX 820 BRATTLEBORO, VT 05302 | $4K |
| FURTHER NONE | Other fees; Claims processing Service code 12 | 3535 BLUE CROSS ROAD EAGAN, MN 55122 | $2K |
| WEST CENTRAL BEHAVIORAL HEALTH EIN 22-2645978 NONE | Other fees; Other services Service code 49 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,414 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 116 | $1.3M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,252 | $810K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 840 | $97K |
| Life insurance(6 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,312 | $557K |
| Short-term disability(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 249 | $191K |
| Long-term disability(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,195 | $400K |
| Prescription drug(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 116 | $1.3M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 1,292 | $1.9M |
| Other(15 contracts, 7 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,315 | $454K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.