Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The primary broker changed. The plan may listen to a new pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Rx | Rx | |
Dental | Dental | |
Broker: Wade Financial, Inc. Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,442 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,222 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,664 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FIDELIO INSURANCE COMPANY | 4,392 | $4.2M |
| Life insurance | STANDARD INSURANCE COMPANY | 4,664 | $656K |
| Prescription drug | BLUE MEDICARE ADVANTAGE | 1,608 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,664 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Standard Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS PLUS EIN 23-0370270 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.1M |
| HEALTHSTAT, INC. EIN 56-2273744 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.6M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.2M |
| HEALTH CARE SOLUTIONS CORPORATION EIN 23-2630637 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.0M |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $337K |
| GUARDIAN NURSES EIN 57-1187937 NONE | Direct payment from the plan; Other services Service code 49 | — | $241K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $220K |
| GINA PASTELLA EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $201K |
| KAREN COUGLIN EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $201K |
| ANN CAPALDI EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $137K |
| ELMC RX SOLUTIONS, LLC EIN 47-4776379 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $129K |
| ANTHONY DEFEO EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $114K |
| FOUNDRY PARTNERS, LLC EIN 46-1184506 NONE | Securities brokerage commissions and fees; Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $113K |
| PAUL POTAKO EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $112K |
| JOHN HEENAN EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $104K |
| CHARLES BUMBAUGH EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Direct payment from the plan; Employee (plan) Service code 30 | — | $95K |
| COLUMBIA PARTNERS LLC INVESTMENT EIN 52-1940739 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $93K |
| SIERRA INVESTMENT PARTNERS, INC. EIN 68-0370668 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $85K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $80K |
| MARIA DANYLUK EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Employee (plan); Direct payment from the plan Service code 30 | — | $78K |
| WILLIAM MCGUIRE EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $77K |
| PAUL CAREY III EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Recordkeeping fees; Employee (plan) Service code 30 | — | $73K |
| JAMES MCCOOG EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $69K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432392 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $66K |
| BOLTON PARTNERS NORTHEAST, INC. EIN 52-1231144 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $60K |
| MICHAEL FEHRLE EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Recordkeeping fees; Employee (plan) Service code 30 | — | $52K |
| SUSANIN, WIDMAN, & BRENNAN, P.C. EIN 23-2265950 NONE | Legal; Direct payment from the plan Service code 29 | — | $49K |
| WELLS FARGO BANK EIN 41-0449260 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $48K |
| HEALTHSMART RX SOLUTIONS, INC. EIN 34-1635597 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $47K |
| NATHAN SMITH EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Direct payment from the plan; Employee (plan) Service code 30 | — | $46K |
| DOMINIQUE CARELS EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| AEC RX LLC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 3 PARKWAY NORTH, STE 500 DEERFIELD, IL 60015 | $42K |
| ANDREA GASS EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Employee (plan); Direct payment from the plan Service code 30 | — | $42K |
| SERVICE & MAINTENANCE PROFESSIONALS NONE | Other services; Direct payment from the plan Service code 49 | 301 YORK RD WARMINSTER, PA 18974 | $41K |
| ALEXIS DEAL EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $38K |
| BETH MARTIN EIN 23-1402245 EMPLOYEE | Employee (plan); Recordkeeping fees; Direct payment from the plan Service code 30 | — | $37K |
| JRP & ASSOCIATES, LLC NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 115 ROSE TWIG LANE NORTH WALES, PA 19454 | $37K |
| PATRICIA REPETSKI EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $36K |
| CLEARY, JOSEM & TRIGIANI LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $35K |
| HALEY WADE EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $33K |
| PRINCIPAL BANK EIN 42-1520346 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $32K |
| TIMOTHY NAGY EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $27K |
| VISION BENEFITS OF AMERICA INC. EIN 25-1149206 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $25K |
| SPEAR WILDERMAN, PC EIN 23-2749511 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025