| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WADE FINANCIAL INC.3 Filed as: WADE FINANCIAL, INC. | 1225 SCARLETT OAK DR. CHALFONT, PA 18914 | STANDARD INSURANCE COMPANY | $68K | — | $68K | 10.88% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS PLUS EIN 23-0370270 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.9M |
| HEALTHSTAT, INC. EIN 56-2273744 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.2M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Direct payment from the plan Service code 50 | — | $1.1M |
| HEALTH CARE SOLUTIONS CORPORATION EIN 23-2630637 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $969K |
| GUARDIAN NURSES EIN 57-1187937 NONE | Direct payment from the plan; Other services Service code 49 | — | $230K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $208K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $189K |
| GINA PASTELLA EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $176K |
| KAREN COUGLIN EIN 23-1402245 EMPLOYEE | Employee (plan); Recordkeeping fees; Direct payment from the plan Service code 30 | — | $176K |
| ELMC RX SOLUTIONS, LLC EIN 47-4776379 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $149K |
| CLEARY, JOSEM & TRIGIANI LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $128K |
| ANN CAPALDI EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Recordkeeping fees; Employee (plan) Service code 30 | — | $121K |
| FOUNDRY PARTNERS, LLC EIN 46-1184506 NONE | Soft dollars commissions; Investment management; Securities brokerage commissions and fees; Investment management fees paid directly by plan Service code 28 | — | $105K |
| HEALTHSMART RX SOLUTIONS, INC. EIN 34-1635597 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $103K |
| PAUL POTAKO EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $103K |
| JRP & ASSOCIATES, LLC NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 115 ROSE TWIG LANE NORTH WALES, PA 19454 | $103K |
| ANTHONY DEFEO EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Recordkeeping fees; Employee (plan) Service code 30 | — | $101K |
| JOHN HEENAN EIN 23-1402245 EMPLOYEE | Employee (plan); Recordkeeping fees; Direct payment from the plan Service code 30 | — | $95K |
| GINA MARIE CICCARELLA EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Recordkeeping fees; Employee (plan) Service code 30 | — | $92K |
| COLUMBIA PARTNERS LLC INVESTMENT EIN 52-1940739 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $72K |
| WILLIAM MCGUIRE EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $72K |
| PAUL CAREY III EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $69K |
| MARIA DANYLUK EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $69K |
| SIERRA INVESTMENT PARTNERS, INC. EIN 68-0370668 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $63K |
| BOLTON PARTNERS NORTHEAST, INC. EIN 52-1231144 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $60K |
| CHARLES BUMBAUGH EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $56K |
| HALEY WADE EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $54K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432392 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $50K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $49K |
| JESSICA KRIGER EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| NATHAN SMITH EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| MICHAEL FEHRLE EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| TIMOTHY RUSSO EIN 23-1402245 EMPLOYEE | Recordkeeping fees; Employee (plan); Direct payment from the plan Service code 30 | — | $38K |
| ANDREA GASS EIN 23-1402245 EMPLOYEE | Direct payment from the plan; Employee (plan); Recordkeeping fees Service code 30 | — | $37K |
| BETH MARTIN EIN 23-1402245 EMPLOYEE | Employee (plan); Direct payment from the plan; Recordkeeping fees Service code 30 | — | $34K |
| PATRICIA REPETSKI EIN 23-1402245 EMPLOYEE | Employee (plan); Recordkeeping fees; Direct payment from the plan Service code 30 | — | $32K |
| PRINCIPAL BANK EIN 42-1520346 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $26K |
| VISION BENEFITS OF AMERICA INC. EIN 25-1149206 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $26K |
| ROMA CONCRETE EIN 23-2870143 NONE | Other services; Direct payment from the plan Service code 49 | — | $23K |
| CAMILLE PELUSO ARCHITECTS LLC NONE | Other services; Direct payment from the plan Service code 49 | 215 SOUTH 16TH ST PHILADELPHIA, PA 19102 | $21K |
| SERVICE & MAINTENANCE PROFESSIONALS NONE | Other services; Direct payment from the plan Service code 49 | 301 YORK RD WARMINSTER, PA 18974 | $18K |
| THOMAS J. MCGOLDRICK, ESQUIRE NONE | Legal; Direct payment from the plan Service code 29 | 35 SHEFFIELD COURT COLLEGEVILLE, PA 19426 | $15K |
| ADP, INC. EIN 22-1467904 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $10K |
| WELLS FARGO BANK EIN 41-0449260 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,650 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,046 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,696 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | FIDELIO INSURANCE COMPANY | 4,497 | $4.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 4,817 | $622K |
| Short-term disability | AETNA HEALTH INC. | 2 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,817 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.