| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS AMERICA INSURANCE SERVICES3 | 1800 QUAIL ST. STE 110 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN, INC. | $27K | — | $27K | 4.85% |
| MGMT COMPENSATION GROUP SE LLC DBA3 | 40 WALL ST STE 1304 NEW YORK, NY 10005 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | $4K | $35K | 16.00% |
| PETER ROSENGARD3 | 308 HARPER DR FL 1 MOORESTOWN, NJ 08057 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | — | $20K | 9.08% |
| METRO ACCIDENT & HEALTH AGENCY INC.3 | 500 N BROADWAY STE 243 JERICHO, NY 11753 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 3.49% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC. | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 3.47% |
| KAREN R GARDNER3 | 500 N BROADWAY STE 243 JERICHO, NY 11753 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 2.87% |
| BENEFITS AMERICA INSURANCE SERVICES3 | 1800 QUAIL ST. STE 110 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 4.64% |
| ALLIANT INSURANCE SERVICES, INC.3 | AIS DB-EB OPERATING ACCOUNT PO BOX 745977 LOSA ANGELES, CA 90074 | METLIFE LEGAL PLANS | $8K | — | $8K | 10.09% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 1620 FIFTH AVENUE SAN DIEGO, CA 92101 | METLIFE LEGAL PLANS | — | $479 | $479 | 0.58% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 N CAPITAL OF TX HWY STE B-200 AUSTIN, TX 78746 | METLIFE LEGAL PLANS | — | $129 | $129 | 0.16% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD. STE 900 HOUSTON, TX 77056 | METLIFE LEGAL PLANS | — | $5 | $5 | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. 6FL SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $138 | — | $138 | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,518 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 4 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 3,533 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 61 | $644K |
| Vision | VISION SERVICE PLAN | 2,447 | $408K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,591 | $883K |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,151 | $670K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,440 | $616K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 61 | $644K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,591 | $433K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,591 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.