| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS AMERICA INSURANCE SERVICES3 | 1800 QUAIL ST. STE 110 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN, INC. | $24K | — | $24K | 4.50% |
| MGMT COMPENSATION GROUP SE LLC DBA3 | 40 WALL ST STE 1304 NEW YORK, NY 10005 | METROPOLITAN LIFE INSURANCE COMPANY | $26K | $3K | $29K | 15.17% |
| PETER ROSENGARD3 | 308 HARPER DR FL 1 MOORESTOWN, NJ 08057 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $3K | $27K | 13.95% |
| METRO ACCIDENT & HEALTH AGENCY INC.3 | 500 N BROADWAY STE 243 JERICHO, NY 11753 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $16K | 8.36% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC. | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $3K | $10K | 5.30% |
| KAREN R GARDNER3 | 500 N BROADWAY STE 243 JERICHO, NY 11753 | METROPOLITAN LIFE INSURANCE COMPANY | $24 | $3K | $3K | 1.61% |
| ALLIANT INSURANCE SERVICES, INC.3 | DB-EB OPERATING ACCOUNT PO BOX 8299 PASADENA, CA 91109 | METLIFE LEGAL PLANS | $16K | — | $16K | 25.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES OF CA | 505 NORTH BRAND BLVD 6TH FL GLENDALE, CA 91203 | METLIFE LEGAL PLANS | — | $596 | $596 | 0.97% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3600 N CAPITAL OF TX HWY AUSTIN, TX 78746 | METLIFE LEGAL PLANS | — | $111 | $111 | 0.18% |
| BENEFITS AMERICA INSURANCE SERVICES3 | 1800 QUAIL ST. STE 110 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 4.68% |
| ACRISURE LLC3 Filed as: ORION RISK MANAGEMENT INSURANCE SER | 1800 QUAIL ST. STE 110 NEWPORT BEACH, CA 92660 | KAISER FOUNDATION HEALTH PLAN, INC. | $523 | — | $523 | 1.30% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. 6FL SAN DIEGO, CA 92101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $61 | — | $61 | 53.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,928 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,928 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 72 | $577K |
| Vision | VISION SERVICE PLAN | 2,313 | $299K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,928 | $880K |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,133 | $434K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,499 | $265K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 72 | $577K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,928 | $361K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,928 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.