| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAUL R LOCKER3 Filed as: SAUL LOCKER | 1099 EIGHTEENTH ST DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT | $125K | $429K | $553K | 5.16% |
| POPULYTICS, INC.3 Filed as: POPULYTICS | PO BOX 1830 ALLENTOWN, PA 18105 | HARTFORD LIFE AND ACCIDENT | $507K | — | $507K | 4.73% |
| INSMED INS AGENCY INC3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 10528 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $200K | — | $200K | 9.12% |
| MICHAEL A BOOK3 Filed as: MICHAEL BROOK | 90 PARK AVE FL 17 NEW YORK, NY 10016 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $58K | $116K | $174K | 7.93% |
| CHRISTOPHER A LUPP3 Filed as: CHRISTOPHER CHARLES COCORES | STE 307 100 STERLING PKWY MECHANICSBURG, PA 17050 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $969 | $0 | $969 | 0.04% |
| DAVID CORY BLAKE3 | 500 MAMARONECK AVE STE 408 HARRISON, PA 10528 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $716 | $0 | $716 | 0.03% |
| SALVADOR SALVO3 | 4 CAMPUS DR PASIPPANY, NJ 07054 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $166 | $0 | $166 | 0.01% |
| ANTHONY J CORIO3 Filed as: ANTHONY CORCIO | 150 S WARNER RD STE 122 KING OF PRUSSIA, PA 19406 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $126 | $0 | $126 | 0.01% |
| IAN SCOTT KLINGER3 | STE 235 744 W LANCASTER AVE WAYNE, PA 19087 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $126 | $0 | $126 | 0.01% |
| GARY LEVINE AND ASSOCIATES LTD3 Filed as: GARY RANFTLE | STE 370 S 1393 VETERANS MEMORIAL HW HAUPPAUGE, NY 11788 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $47 | $44 | $91 | 0.00% |
| GREGORY A. BLUM3 Filed as: GREGORY A BLUM | WEALTH PRESERVATION 6800 JERICHO TPKE #202W SYOSSET, NY 11791 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.00% |
| RAYMOND OLSTEAD3 | 3705 S HILLS DR EAGAN, MN 55123 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| DAVID BLAKE3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 10528 | STANDARD INSURANCE COMPANY | $27K | — | $27K | 5.00% |
| INSMED INS AGENCY INC3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 10528 | THE LINCOLN NATIONAL LIFE COMPANY | $5K | — | $5K | 8.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 106 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 22,629 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 19,653 | $10.7M |
| Long-term disability(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 19,653 | $13.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,653 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.