| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POPULYTICS, INC.3 | PO BOX 1830 ALLENTOWN, PA 18105 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $489K | — | $489K | 4.90% |
| SAUL R LOCKER3 | 1099 EIGHTEENTH STREET STE 2870 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | — | $482K | $482K | 4.84% |
| INSMED INS AGENCY INC3 | 500 MAMARONECK AVE STE 408 JARROSPM, NY 10528 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $221K | — | $221K | 11.49% |
| MICHAEL A BOOK3 | 90 PARK AVE FL 17 NEW YORK, NY 10016 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $52K | $9K | $61K | 3.20% |
| DAVID CORY BLAKE3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 10528 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.06% |
| SALVADORE R SALVO3 | 4 CAMPUS DR PARISIPPANY, NJ 07054 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $166 | — | $166 | 0.01% |
| IAN SCOTT KLINGER3 | STE 235 744 W LANCASTER AVE WAYNE, PA 19087 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $134 | — | $134 | 0.01% |
| ANTHONY J CORIO3 | 150 S WARNER RD STE 122 KING OF PRUSSIA, PA 19406 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $134 | — | $134 | 0.01% |
| GARY LEVINE AND ASSOCIATES LTD3 Filed as: GARY P RANFTLE | STE 307S 1393 VETERANS MEMORIAL HWY HAUPPAUGE, NY 11788 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $64 | $64 | 0.00% |
| GREGORAY A BLUM3 | WEALTH PRESERVATION 6800 JERICHO TPKE #2022W SYOSSET, NJ 11791 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $60 | — | $60 | 0.00% |
| RAYMOND OLSTEAD3 Filed as: RAYMOND R OLMSTEAD | 3705 S HILLS DR EAGAN, MN 55123 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| DAVID BLAKE3 | 250 E 73RD ST #9C NEW YORK, NY 10021 | STANDARD INSURANCE COMPANY | $29K | — | $29K | 5.94% |
| POPULYTICS, INC.3 | PO BOX 1830 ALLENTOWN, PA 18105 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $14K | — | $14K | 4.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,979 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 158 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 20,137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 19,183 | $10.3M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 19,183 | $12.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.