| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAUL R LOCKER3 | 1099 EIGHTEENTH ST SUITE 2870 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | — | $276K | $276K | 3.67% |
| POPULYTICS, INC.3 | PO BOX 1830 ALLENTOWN, PA 18105 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $195K | — | $195K | 2.60% |
| INSMED INS AGENCY INC3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 105281649 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $185K | — | $185K | 10.20% |
| MICHAEL A BOOK3 | 90 PARK AVE FL 17 NEW YORK, NY 100161373 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $49K | $54K | $103K | 5.64% |
| DAVID CORY BLAKE3 | 500 MAMARONECK AVE STE 408 HARRISON, NY 105281649 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.07% |
| GREGORY A MCROBERTS3 | 900 E 96TH ST STE 300 INDIANAPOLIS, IN 462403876 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.06% |
| GARY LEVINE AND ASSOCIATES LTD3 Filed as: GARY P RANFTLE | STE 307S 1393 VETERANS MEMORIAL HWY HAUPPAUGE, NY 117883070 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $117 | $86 | $203 | 0.01% |
| SALVADORE R SALVO3 Filed as: SALVADORE H SALVO | 4 CAMPUS DRIVE PARSNIPPANY, NJ 070544405 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $166 | — | $166 | 0.01% |
| ANTHONY J CORIO3 | 150 S WARNER RD STE 122 KING OF PRUSSIA, PA 194062826 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $137 | — | $137 | 0.01% |
| IAN SCOTT KLINGER3 | STE 235 744 W LANCASTER AVE WAYNE, PA 190872553 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $137 | — | $137 | 0.01% |
| GREGORY A. BLUM3 Filed as: GREGORY A BLUM | WEALTH PRESERVATION 6800 JERICHO TPKE #2002W CENTER VALLEY, PA 180348233 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $113 | — | $113 | 0.01% |
| WILLAIM E SCHANTZ3 | 4208 SIX FORKS RD STE 1700 RALEIGH, NC 276095734 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $76 | — | $76 | 0.00% |
| POPULYTICS, INC.3 | PO BOX 1830 ALLENTOWN, PA 18105 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $42K | — | $42K | 5.84% |
| DAVID BLAKE3 | 500 MARAONECK AVE STE 408 ARRISON, NY 10528 | STANDARD INSURANCE COMPANY | $24K | — | $24K | 5.00% |
| INSMED INS AGENCY INC3 Filed as: INSMED INSURANCE AGENCY INC | 500 MAMARONECK AVE STE 408 ARRISON, NY 10528 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 0.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,227 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 105 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,332 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 18,657 | $8.3M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 18,657 | $9.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,657 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.