| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAUL R LOCKER3 Filed as: SAUL LOCKER | 1099 EIGHTEENTH STREET SUITE 2870 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | — | $119K | $119K | 4.68% |
| POPULYTICS, INC.3 | PO BOX 1830 ALLENTOWN, PA 181051830 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | $69K | — | $69K | 2.71% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER BENEFITS CONSULTING LLC | 1099 EIGHTEENTH STREET SUITE 2040 DENVER, CO 80202 | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | — | $7K | $7K | 0.28% |
| INSMED INS AGENCY INC3 | 111 BROOK ST FL 3 SCARSDALE, NY 105835149 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $139K | $78K | $217K | 18.55% |
| BOOK MICHAEL A3 | 530 5TH AVE FL 11 NEW YORK, NY 100365101 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $23K | $35K | $58K | 4.93% |
| BLAKE DAVID CORY3 | 111 BROOK ST FL 3 SCARSDALE, NY 105835149 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $10K | $8K | $18K | 1.52% |
| COWAN HOWARD B3 | 530 5TH AVE FL 14 NEW YORK, NY 100365112 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $8K | — | $8K | 0.69% |
| FILOSA DEANNA3 | 48 S SERVICE RD STE 400 MELVILLE, NY 117472335 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $258 | $5 | $263 | 0.02% |
| WATTERS JOHN N JR.3 | 5828 OLD BETHLEHEM PIKE CENTER VALLEY, PA 180349484 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $96 | — | $96 | 0.01% |
| WIGHT EDWARD IRA JR.3 | 11350 MCCORMICK RD HUNT VALLEY, MD 210311002 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $84 | $1 | $85 | 0.01% |
| MARTIN BRIAN W3 | 11350 MCCORMICK RD HUNT VALLEY, MD 210311002 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $84 | $1 | $85 | 0.01% |
| SCHANTZ WILLIAM E II3 | 100 GATEWAY DR STE 300 BETHLEHEM, PA 180179431 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $57 | — | $57 | 0.00% |
| SPIES JAMES L III3 | 11350 MCCORMICK RD EP IV 200 HUNT VALLEY, MD 21031 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $50 | — | $50 | 0.00% |
| FISHMAN HARRIS S3 | 2 BALA PLZ STE 901 BALA CYNWYD, PA 190041501 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $42 | — | $42 | 0.00% |
| THOMPSON WILLIAM EDWARD II3 | 11350 MCCORMICK RD HUNT VALLEY, MD 210311002 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $31 | $6 | $37 | 0.00% |
| DOBBIE MATTHEW JAMES3 | 5001 LOUISE DR STE 300 MECHANICSBURG, PA 170556912 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $12 | $9 | $21 | 0.00% |
| KEANE SHAWN R3 | 15 READS WAY SUTE 210 NEW CASTLE, DE 19720 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| WILLIAMS NICOLE ELAINE3 | 2952 GREEN ST HARRISBURG, PA 171101232 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| ST JEAN RICHARD A JR.3 | 101 FEDERAL ST STE 800 BOSTON, MA 02110 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| SOMMA BRAD3 | 48 S SERVICE RD STE 400 MELVILLE, NY 117472335 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $8 | $8 | 0.00% |
| ANDERSON GREGG A3 | 101 FEDERAL ST STE 800 BOSTON, MA 02110 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WOLAK WALTER W JR.3 | 220 GIBRALTAR RD STE 350 HORSHAM, PA 190442341 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| SPARACIO JOSEPH F3 | 9830 E GRANITE PEAK TRL SCOTTSDALE, AZ 852623142 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| POPULYTICS, INC. Filed as: POPULYTICS | PO BOX 1830 ALLENTOWN, PA 181051830 | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | $48K | — | $48K | 7.29% |
| DAVID BLAKE3 | 111 BROOK ST 3RD FLOOR SCARSDALE, NY 10583 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 8.32% |
| INSMED INS AGENCY INC3 Filed as: INSMED INSURANCE AGENCY INC | 111 BROOK ST 3RD FLOOR SCARSDALE, NY 10583 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 97 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 11,723 | $3.2M |
| Long-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 11,723 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.