| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $52K | $0 | $52K | 2.90% |
| PIASSEK BENEFIT ADVISORS LLC3 Filed as: PIASSEK | 221 PAWNEE RD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $0 | $0 | $0 | 0.00% |
| ROBERT PIASSEK | 221 PAWNEE RD CRANFORD, NJ 07016 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 3.62% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $5K | $0 | $5K | 4.19% |
| ROBERT PIASSEK | 221 PAWNEE RD CRANFORD, NJ 07016 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 6.11% |
| DYLAN FRANCIS MONTEFORTE3 Filed as: DYLAN F MONTEFORTE | 13 EAGLE NEST RD COLTS NECK, NJ 07722 | AFLAC | $1K | $111 | $1K | 3.45% |
| RONALD L SILVERMAN | 7 DIGWOOD TER SPRINGFIELD, NJ 07081 | AFLAC | $848 | $0 | $848 | 2.60% |
| JASON SCZEPANIAK Filed as: JASON HARTMAN | 10 LAKE ST STE 2 MONROE, NY 10950 | AFLAC | $385 | $0 | $385 | 1.18% |
| MICHAEL T REYES | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $221 | $0 | $221 | 0.68% |
| MICHAEL S ANDERSON | 10907 GALLOP FLS SAN ANTONIO, TX 78254 | AFLAC | $207 | $0 | $207 | 0.63% |
| KEVIN R MCINERNEY | 580 WHITE PLAINS RD STE 600 TARRYTOWN, NY 10591 | AFLAC | $127 | $0 | $127 | 0.39% |
| CARMINE IANNACONE | 203 STUYVESANT AVE LYNDHURST, NJ 07071 | AFLAC | $112 | $0 | $112 | 0.34% |
| MICHAEL P ZILINSKI3 | 271 US HIGHWAY 46 STE 0207 FAIRFIELD, NJ 07004 | AFLAC | $92 | $18 | $110 | 0.34% |
| GEORGE GIAMARINO | 360 HARDING AVE LYNDHURST, NJ 07071 | AFLAC | $88 | $0 | $88 | 0.27% |
| RONALD L SILVERMAN | 7 DOGWOOD TER SPRINGFIELD, NJ 07081 | AFLAC | $76 | $0 | $76 | 0.23% |
| RICHARD WHELAN | 3887 NW 52ND ST BOCA RATON, FL 33496 | AFLAC | $60 | $0 | $60 | 0.18% |
| DOMINICK R SIRACUSA | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $55 | $0 | $55 | 0.17% |
| MICHAEL P ZILINSKI | 1633 WASHINGTON BLVD APT 4E STAMFORD, CT 06902 | AFLAC | $26 | $0 | $26 | 0.08% |
| ANDREA CHESLEY | 11 68TH ST #2 GUTTENBERG, NJ 07093 | AFLAC | $26 | — | $26 | 0.08% |
| MICHAEL S CHILLE | 12 ST THOMAS MORE DR WINCHESTER, MA 01890 | AFLAC | $23 | $0 | $23 | 0.07% |
| MELISSA A SCHOFIELD | 910 W KATHLEEN RD PHOENX, CT 85023 | AFLAC | $16 | $0 | $16 | 0.05% |
| BRIAN SANET | 11 RIDGE AVE PARK RIDGE, NJ 07656 | AFLAC | $11 | $0 | $11 | 0.03% |
| RUSSELL T BARRETT | 27 JULIANS WAY SARATOGA SPRINGS, NY 12866 | AFLAC | $9 | $0 | $9 | 0.03% |
| LISA M WYLIE | 10 WOODBINE RD APT 6 NATICK, MA 01760 | AFLAC | $9 | $0 | $9 | 0.03% |
| ANTHONY G COLLINCINI | 300 COOKMAN AVE UNIT 222 ASBURY PARK, NJ 07712 | AFLAC | $9 | $0 | $9 | 0.03% |
| ANDBEE CORP | 439 GENESEE CT SUFFERN, NY 10901 | AFLAC | $8 | $0 | $8 | 0.02% |
| KEVIN MCCARTHY | 197 LANG DR NORTH KINGSTOWN, RI 02852 | AFLAC | $6 | $0 | $6 | 0.02% |
| TARA MICHELLE D AGOSTINO | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $4 | $0 | $4 | 0.01% |
| REY ROSTAMI | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $4 | $0 | $4 | 0.01% |
| MICHAEL A FORNARO | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $4 | $0 | $4 | 0.01% |
| TOMAS FLORES | 2030 HUDSON ST APT 942 FORT LEE, NJ 07024 | AFLAC | $3 | $0 | $3 | 0.01% |
| DOMINICK R SIRACUSA | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $3 | $0 | $3 | 0.01% |
| WENDY CALIENDO | 1036 MAGGIE RD NEWBURGH, NY 12550 | AFLAC | $2 | $0 | $2 | 0.01% |
| MCINERNEY GROUP LLC | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $0 | — | $0 | 0.00% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $1K | $0 | $1K | 9.85% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS 22ND FLOOR NEW YORK, NY 10036 | NATIONAL UNION FIRE INS. CO. | $796 | $0 | $796 | 24.99% |
| JEFF M NEWMAN | 14 FARMINGTON DR MARLTON, NJ 08053 | COLONIAL LIFE | $24 | $0 | $24 | 6.47% |
| MICHAEL J PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE | $21 | $0 | $21 | 5.66% |
| LISA A PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE | $8 | $0 | $8 | 2.16% |
| WILLIAM E GOOD | 545 TOM SAWYER RD DRIPPING SPRINGS, TX 78620 | COLONIAL LIFE | $1 | $0 | $1 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 301 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 301 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 233 | $1.8M |
| Dental | HORIZON HEALTHCARE SERVICES INC | 256 | $111K |
| Vision | HORIZON HEALTHCARE SERVICES INC | 248 | $14K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 301 | $148K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 105 | $111K |
| Prescription drug | HORIZON HEALTHCARE SERVICES INC | 234 | $232K |
| Other | NATIONAL UNION FIRE INS. CO. | 301 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.