| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $110K | — | $110K | 3.81% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES | $0 | $0 | $0 | 0.00% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES | $7K | — | $7K | 2.95% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.77% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 6.05% |
| DYLAN FRANCIS MONTEFORTE3 | 10 AMANDA LN HOWELL, NJ 07731 | AFLAC | $1K | — | $1K | 3.39% |
| RONALD L SILVERMAN3 Filed as: RONALD L. SILVERMAN | 7 DOGWOOD TER SPRINGFIELD, NJ 07081 | AFLAC | $946 | — | $946 | 2.71% |
| DYLAN FRANCIS MONTEFORTE3 | 13 EAGLE NEST RD COLTS NECK, NY 07722 | AFLAC | $879 | — | $879 | 2.52% |
| PETER JAY HAUSMAN3 | 6A PLEASANTVIEW DR PISCATAWAY, NJ 08854 | AFLAC | $765 | $55 | $820 | 2.35% |
| MICHAEL S ANDERSON3 Filed as: MICHAEL S. ANDERSON | 1101 35TH AVE SACRAMENTO, CA 95822 | AFLAC | $494 | — | $494 | 1.41% |
| JASON D HARTMAN3 Filed as: JASON D. HARTMAN | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $442 | — | $442 | 1.27% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $246 | — | $246 | 0.70% |
| MICHAEL P ZILINSKI3 Filed as: MICHAEL P. ZILINSKI | 271 US HIGHWAY 46 STE 0207 FAIRFIELD, NJ 07004 | AFLAC | $220 | — | $220 | 0.63% |
| MATTHEW NICHOLAS MANCUSO3 | 442 WEST AVE NORTHVALE, NJ 07647 | AFLAC | $173 | — | $173 | 0.50% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS RD STE 600 TARRYTOWN, NY 10591 | AFLAC | $142 | — | $142 | 0.41% |
| RICHARD WHELAN3 | 3507 NW CLUBSIDE CIR BOCA RATON, FL 33496 | AFLAC | $70 | — | $70 | 0.20% |
| ANDREA CHESLEY3 | 11 68TH ST #2 GUTTENBERG, NJ 07093 | AFLAC | $26 | — | $26 | 0.07% |
| ANTHONY G COLLINCINI3 | 300 COOKMAN AVE UNIT 222 ASBURY PARK, NJ 07712 | AFLAC | $19 | — | $19 | 0.05% |
| RUSSELL T BARRETT3 Filed as: RUSSELL T. BARRETT | 10 AZALEA DR SARATOGA SPRINGS, NY 12866 | AFLAC | $11 | — | $11 | 0.03% |
| BRIAN SANET3 | 11 RIDGE AVE PARK RIDGE, NJ 07656 | AFLAC | $11 | — | $11 | 0.03% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 952 E VOLK LN MIDDLETOWN, CT 06457 | AFLAC | $10 | — | $10 | 0.03% |
| LISA M. WYLE3 | 89 LEXINGTON ST APT 17 AUBURNDALE, MA 02466 | AFLAC | $9 | — | $9 | 0.03% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 11620 N 39TH ST PHOENIX, CT 85028 | AFLAC | $7 | — | $7 | 0.02% |
| KEVIN MCCARTHY3 | 197 LANG DR NORTH KINGSTON, RI 02852 | AFLAC | $6 | — | $6 | 0.02% |
| ANDBEE CORP3 | PO BOX 84 SOUTHFIELDS, NY 10975 | AFLAC | $6 | — | $6 | 0.02% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $6 | — | $6 | 0.02% |
| REY ROSTAMI3 | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $5 | — | $5 | 0.01% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA MICHELLE D'AGOSTINO | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $5 | — | $5 | 0.01% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $4 | — | $4 | 0.01% |
| ANDBEE CORP3 | 439 GENESEE CT SUFFERN, NY 10901 | AFLAC | $4 | — | $4 | 0.01% |
| TOMAS FLORES3 | 1054 GATEWAY BLVD STE 107 BOYNTON BEACH, FL 33426 | AFLAC | $3 | — | $3 | 0.01% |
| WENDY CALIENDO3 | 1036 MAGGIE RD NEWBURGH, NY 12550 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON INSURANCE COMPANY | $2K | — | $2K | 10.04% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AXIS INSURANCE COMPANY | $689 | — | $689 | 25.01% |
| MICHAEL J PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | $18 | $66 | 7.00% |
| JEFF M NEWMAN3 | 14 FARMINGTON DR MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 2.55% |
| MORGAN PERRI3 | 40 LEXINGTON CIR MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $3 | $20 | 2.12% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $5 | $19 | 2.01% |
| WILLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 275 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 150 | $2.9M |
| Dental | HORIZON HEALTHCARE SERVICES | 166 | $243K |
| Vision | HORIZON INSURANCE COMPANY | 142 | $25K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 275 | $143K |
| Short-term disability | AFLAC | 41 | $35K |
| Long-term disability | STANDARD INSURANCE COMPANY | 111 | $79K |
| Prescription drug | HORIZON HEALTHCARE SERVICES | 150 | $417K |
| Other | AXIS INSURANCE COMPANY | 275 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 275 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.