| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $102K | $0 | $102K | 2.96% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $7K | $0 | $7K | 3.07% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | THE STANDARD INSURANCE COMPANY | $6K | — | $6K | 4.57% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | THE STANDARD INSURANCE COMPANY | $5K | — | $5K | 7.14% |
| DYLAN FRANCIS MONTEFORTE3 | 13 EAGLE NEST RD COLTS NECK, NJ 07722 | AFLAC | $2K | $165 | $2K | 5.62% |
| RONALD L SILVERMAN3 | 7 DOGWOOD TER SPRINGFIELD, NJ 07081 | AFLAC | $900 | — | $900 | 2.60% |
| JASON D HARTMAN3 | 10 LAKE ST STE 2 MONROE, NY 10950 | AFLAC | $343 | — | $343 | 0.99% |
| MICHAEL S ANDERSON3 | 1101 35TH AVE SACRAMENTO, CA 95822 | AFLAC | $292 | — | $292 | 0.84% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $235 | — | $235 | 0.68% |
| MICHAEL P ZILINSKI3 | 271 US HIGHWAY 46 STE 0207 FAIRFIELD, NJ 07004 | AFLAC | $171 | $43 | $214 | 0.62% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS RD STE 600 TARRYTOWN, NY 10591 | AFLAC | $135 | — | $135 | 0.39% |
| PETER JAY HAUSMAN3 | 6A PLEASANTVIEW DR PISCATAWAY, NJ 08854 | AFLAC | $85 | $40 | $125 | 0.36% |
| MICHAEL S ANDERSON3 | 10907 GALLOP FLS SAN ANTONIO, TX 78254 | AFLAC | $100 | — | $100 | 0.29% |
| JASON D HARTMAN3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $74 | — | $74 | 0.21% |
| RICHARD WHELAN3 | 3887 NW 52ND ST BOCA RATON, FL 33496 | AFLAC | $65 | — | $65 | 0.19% |
| MATTHEW NICHOLAS MANCUSO3 | 442 WEST AVE NORTHVALE, NJ 07647 | AFLAC | $39 | $12 | $51 | 0.15% |
| ANDREA CHESLEY3 | 11 68TH ST #2 GUTTENBERG, NJ 07093 | AFLAC | $26 | — | $26 | 0.08% |
| MELISSA A SCHOFIELD3 | 910 W KATHLEEN RD PHOENIX, AZ 85023 | AFLAC | $17 | — | $17 | 0.05% |
| ANTHONY G COLLINCINI3 | 300 COOKMAN AVE UNIT 222 ASBURY PARK, NJ 07712 | AFLAC | $17 | — | $17 | 0.05% |
| BRIAN SANET3 | 11 RIDGE AVE PARK RIDGE, NJ 07656 | AFLAC | $11 | — | $11 | 0.03% |
| RUSSELL T BARRETT3 | 665 SARATOGA RD APT 130 GANSEVOORT, NY 12831 | AFLAC | $9 | — | $9 | 0.03% |
| LISA M WYLIE3 | 89 LIXINGTON ST APT 17 AUBURNDALE, MA 02466 | AFLAC | $9 | — | $9 | 0.03% |
| ANDBEE CORP3 | 439 GENESEE CT SUFFERN, NY 10901 | AFLAC | $8 | — | $8 | 0.02% |
| KEVIN MCCARTHY3 | 197 LANG DR NORTH KINGSTOWN, RI 02852 | AFLAC | $6 | — | $6 | 0.02% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $5 | — | $5 | 0.01% |
| TARA MICHELLE D AGOSTINO3 | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $4 | — | $4 | 0.01% |
| REY ROSTAMI3 | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $4 | — | $4 | 0.01% |
| TOMAS FLORES3 | 1265 15 ST APT 16G FORT LEE, NJ 07024 | AFLAC | $3 | — | $3 | 0.01% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $3 | — | $3 | 0.01% |
| WENDY CALIENDO3 | 1036 MAGGIE RD NEWBURGH, NY 12550 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT PIASSEK3 | 221 PAWNEE ROAD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $3K | $0 | $3K | 10.02% |
| MERCER HEALTH AND BENEFITS, LLC Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AXIS INSURANCE COMPANY | $689 | $0 | $689 | 25.01% |
| JEFF M NEWMAN3 Filed as: JEFF NEWMAN | 14 FARMINGTON DR MARLTON, NJ 08053 | COLONIAL LIFE | $22 | — | $22 | 5.93% |
| MICHAEL J PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE | $19 | — | $19 | 5.12% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE | $7 | — | $7 | 1.89% |
| WILLIAM E GOOD3 | 545 TOM SAWYER RD DRIPPING SPRINGS, TX 78620 | COLONIAL LIFE | $1 | — | $1 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 223 | $3.4M |
| Dental | HORIZON HEALTHCARE SERVICES INC | 245 | $219K |
| Vision | HORIZON HEALTHCARE SERVICES INC | 236 | $26K |
| Life insurance(2 contracts, 2 carriers) | THE STANDARD INSURANCE COMPANY | 279 | $139K |
| Long-term disability(2 contracts, 2 carriers) | THE STANDARD INSURANCE COMPANY | 102 | $110K |
| Prescription drug | HORIZON HEALTHCARE SERVICES INC | 224 | $387K |
| Other | AXIS INSURANCE COMPANY | 279 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.