| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES INC | $82K | $0 | $82K | 3.09% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | HORIZON HEALTHCARE SERVICES | $18K | $0 | $18K | 3.67% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | HORIZON HEALTH CARE SERVICES | $7K | $0 | $7K | 3.02% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | THE STANDARD | $6K | $0 | $6K | 3.56% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 5.37% |
| DYLAN FRANCIS MONTEFORTE3 | 10 AMANDA LN HOWELL, NJ 07731 | AFLAC | $1K | $61 | $1K | 3.21% |
| RONALD L SILVERMAN3 | UNIT D 6 TROY DRIVE SPRINGFIELD, NJ 07081 | AFLAC | $1K | $0 | $1K | 3.06% |
| MICHAEL S ANDERSON3 | 74 DAWSON AVE FL 2 BOONTON, NJ 07005 | AFLAC | $998 | $103 | $1K | 3.01% |
| JASON D HARTMAN3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $494 | $0 | $494 | 1.35% |
| MICHAEL T REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $273 | $0 | $273 | 0.75% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $168 | $0 | $168 | 0.46% |
| RICHARD WHELAN3 | 3507 NW CLUBSIDE CIR BOCA RATON, FL 33496 | AFLAC | $103 | $0 | $103 | 0.28% |
| RUSSELL T BARRETT3 | 145 N FRANKLIN TPKE SUITE 118 RAMSEY, NJ 07446 | AFLAC | $38 | $0 | $38 | 0.10% |
| ANDREA CHESLEY3 | 11 68TH ST #2 GUTTENBERG, NJ 07093 | AFLAC | $36 | $0 | $36 | 0.10% |
| ANTHONY G COLLINCINI3 | 60 WALNUT AVE STE 190 CLARK, NJ 07066 | AFLAC | $21 | $7 | $28 | 0.08% |
| ANTHONY G COLLINCINI3 | 60 WALNUT AVE STE 302 CLARK, NJ 07066 | AFLAC | $25 | $0 | $25 | 0.07% |
| ANDBEE CORP3 | PO BOX 84 SOUTHFIELDS, NY 10975 | AFLAC | $22 | $0 | $22 | 0.06% |
| MELISSA A SCHOFIELD3 | 932 E VOLK LN MIDDLETOWN, CT 06457 | AFLAC | $12 | $0 | $12 | 0.03% |
| BRIAN SANET3 | 11 RIDGE AVE PARK RIDGE, NJ 07656 | AFLAC | $12 | $0 | $12 | 0.03% |
| LISA M WYLIE3 | 38 LYME ST APT 207 MALDEN, MA 02148 | AFLAC | $10 | $0 | $10 | 0.03% |
| KEVIN MCCARTHY3 | 197 LANG DR NORTH KINGSTOWN, RI 02852 | AFLAC | $9 | $0 | $9 | 0.02% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $9 | $0 | $9 | 0.02% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $8 | $0 | $8 | 0.02% |
| MELISSA A SCHOFIELD3 | 34 WATCH HILL DR MIDDLETOWN, CT 06457 | AFLAC | $8 | $0 | $8 | 0.02% |
| REY ROSTAMI3 | PO BOX 625 STOCKHOLM, NJ 07460 | AFLAC | $6 | $0 | $6 | 0.02% |
| TARA MICHELLE D AGOSTINO3 | 271 US HIGHWAY 46 STE D207 FAIRFIELD, NJ 07004 | AFLAC | $4 | $0 | $4 | 0.01% |
| TOMAS FLORES3 | 1054 GATEWAY BLVD #107 BOYNTON BEACH, FL 33426 | AFLAC | $3 | $0 | $3 | 0.01% |
| WENDY CALIENDO3 | 1036 MAGGIE RD NEWBURGH, NY 12550 | AFLAC | $2 | $0 | $2 | 0.01% |
| TARA MICHELLE D AGOSTINO3 | 87A BOORAEM AVE JERSEY CITY, NJ 07307 | AFLAC | $2 | $0 | $2 | 0.01% |
| TOMAS FLORES3 | 4201 N OCEAN BLVD BLDG C APT 1403 BOCA RATON, FL 33431 | AFLAC | $2 | $0 | $2 | 0.01% |
| SAMANTHA E GOOLER3 | 15 KEVIN DR SUFFERN, NY 10901 | AFLAC | $2 | $0 | $2 | 0.01% |
| ROBERT PIASSEK3 | 221 PAWNEE RD CRANFORD, NJ 07016 | HORIZON INSURANCE COMPANY | $2K | $0 | $2K | 8.65% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | AXIS INSURANCE COMPANY | $689 | $0 | $689 | 25.01% |
| MICHAEL J PERRI3 Filed as: MICHAEL PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $155 | $60 | $215 | 12.07% |
| MORGAN PERRI3 | 40 LEXINGTON CIR MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | $11 | $94 | 5.27% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | $15 | $57 | 3.20% |
| JEFF M NEWMAN3 | 14 FARMINTON DR MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 1.85% |
| WILLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 227 | $2.6M |
| Dental | HORIZON HEALTH CARE SERVICES | 254 | $248K |
| Vision | HORIZON INSURANCE COMPANY | 239 | $26K |
| Life insurance(2 contracts, 2 carriers) | THE STANDARD | 285 | $160K |
| Short-term disability | AFLAC | 38 | $37K |
| Long-term disability | STANDARD INSURANCE COMPANY | 126 | $90K |
| Prescription drug | HORIZON HEALTHCARE SERVICES | 126 | $493K |
| Other | AXIS INSURANCE COMPANY | 311 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.