No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEBTPA EIN 75-2611444 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $7.9M |
| CONNECTICUT GENERAL LIFE INS CO EIN 59-1031071 NONE | Contract Administrator; Named fiduciary; Participant communication; Direct payment from the plan; Other services; Float revenue; Claims processing; Non-monetary compensation Service code 12 | — | $1.4M |
| OPTUMRX EIN 33-0441200 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| PRUDENTIAL TRUST COMPANY EIN 81-6689864 TRUSTEE/ AFFILIATE | Direct payment from the plan; Other investment fees and expenses; Investment management fees paid directly by plan; Investment management Service code 28 | — | $186K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,440 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20,078 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 36,518 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 137 | $472K |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 7,331 | $2.6M |
| Vision | HM LIFE INSURANCE COMPANY | 21,151 | $3.1M |
| Life insurance(5 contracts) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 20,354 | $60.3M |
| Short-term disability(2 contracts) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 16,508 | $21.7M |
| Long-term disability(3 contracts) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 16,508 | $20.7M |
| Prescription drug(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 137 | $472K |
| Other(5 contracts, 3 carriers) | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 16,329 | $15.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.