No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BLUE CROSS BLUE SHIELD EIN 22-0999690 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $176K |
| RSDA-LOCAL 108 EIN 22-1171648 RELATED LABOR UNION | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $133K |
| CHARLES SCHWAB & CO INC EIN 94-1737782 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $37K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $22K |
| M.D. SASS, LLC EIN 13-2703405 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $22K |
| CARY KANE LLP EIN 20-1942442 NONE | Legal Service code 29 | — | $13K |
| OXFELD COHEN, PC EIN 01-0725849 NONE | Legal; Direct payment from the plan Service code 29 | — | $12K |
| DDS INC EIN 11-2795347 NONE | Claims processing Service code 12 | — | $11K |
| GIANNESCHI CONSULTING, LLC EIN 45-0885176 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| SUMMIT ACTUARIAL SERVICES LLC EIN 20-6838633 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $8K |
| PRINCIPAL CUSTODY SOLUTIONS EIN 42-1520346 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE | 233 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.