See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BLUE CROSS BLUE SHIELD EIN 22-0999690 NONE | Contract Administrator; Other insurance fees and expenses; Direct payment from the plan Service code 13 | — | $164K |
| RSDA-LOCAL 108 EIN 22-1171648 RELATED LABOR UNION | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $126K |
| ALICARE EIN 13-3432867 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $39K |
| CARY KANE LLP EIN 20-1942442 NONE | Legal; Direct payment from the plan Service code 29 | — | $37K |
| MAGNACARE EIN 11-3410766 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $36K |
| CHARLES SCHWAB & CO INC EIN 94-1737782 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $34K |
| MILLIMAN INC EIN 91-0675641 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $29K |
| MD SASS ASSOCIATES, INC EIN 13-2704843 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $27K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $23K |
| DAVID BENJAMIN NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 728 RIDGE ROAD KINNELON, NJ 07405 | $12K |
| WELLS FARGO EIN 20-8582560 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $12K |
| DDS INC EIN 11-2705347 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $10K |
| SUMMIT ACTUARIAL SERVICES LLC EIN 20-6838633 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $8K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $6K |
| OXFELD COHEN, PC EIN 01-0725849 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | BERKSHIRE HATHAWAY SPECIALTY INSURANCE | 259 | $442K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.