| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEREDITH STANTON3 | 316 WOODLAWN TERRACE COLLINGSWOOD, NJ 08108 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | $12K | $27K | 11.74% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $3K | $12K | 5.21% |
| STEVIE KIRCHER3 | 109 MIDDLESEX STREET GLOUCESTER CITY, NJ 08030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $448 | $4K | 1.56% |
| JULIA GEORGE3 | 160 MERION AVENUE NARBERTH, PA 19072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 1.18% |
| KEVIN STANTON3 | 1405 CHEWS LANDING ROAD LAUREL SPRINGS, NJ 08021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $989 | $2K | 1.01% |
| MICHAEL J PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.72% |
| KATHRINE CONNORS3 | 1 OAKLAND DRIVE MAGNOLIA, NJ 08049 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $862 | $89 | $951 | 0.42% |
| JULIANE D BERRY3 | 5 CLUSTER ROAD COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $391 | $27 | $418 | 0.18% |
| GREGORY ALLEN BATTEN3 | 261 ELWICK STREET OCOEE, FL 34761 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $180 | $59 | $239 | 0.11% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | 17 MIDBRIDGE DRIVE MOUNT LAUREL, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $237 | — | $237 | 0.10% |
| MELISSA VOSMUS LYON3 | 257 SANDPIPER DRIVE CASSELBERRY, FL 32707 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | — | $142 | 0.06% |
| CLARK INSURANCE3 Filed as: THE CLARK GROUP | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $59 | $56 | $115 | 0.05% |
| EMPLOYEE BENEFITS GROUP OF FLORIDA3 | 13750 WEST COLONIAL DRIVE WINTER GARDEN, FL 34787 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $34 | $61 | 0.03% |
| ADVANCED BENEFIT SYSTEM INC3 | 25 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $24 | $44 | 0.02% |
| KAREN PICCININI3 | 425 WEST COLONIAL DRIVE ORLANDO, FL 32804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $1 | $22 | 0.01% |
| THELMA LOUISE WIGGINS3 | 115 CAMLIN COURT COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| HEATHER MARIE SODON3 | 17485 STATE ROUTE 167 MONTROSE, PA 18801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| TAYLOR LEIGH PERRI3 | 775 EAST ROUTE 70 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| KIM REED SMITH3 Filed as: KIM HAIST | 803 RALSTON DRIVE MOUNT LAUREL, NJ 08054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| DONALD B FAULKNER SR3 | 612 IVY GREEN LANE IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| JESSIE R CAPLEY3 | 1716 STILWATER DRIVE COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| NORTH AMERICAN BENEFITS COMPANY5 Filed as: NORTH AMERICAN BENEFITS CO | 20 VALLEY STREAM PARKWAY, SUITE 310 MALVERN, PA 19355 | MADISON NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 14.00% |
| HEALTHGRAM INC3 Filed as: HEALTHGRAM, INC. | 8731 RED OAK BOULEVARD CHARLOTTE, NC 28217 | MADISON NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 6.45% |
| HEALTHGRAM INC3 Filed as: HEALTHGRAM, INC. | 8731 RED OAK BOULEVARD CHARLOTTE, NC 28217 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 5.95% |
| ECBM LP3 Filed as: ECBM, LP | 300 CONSHOHOCKEN STATE RD, STE 405 WEST CONSHOHOCKEN, PA 194283801 | AMERITAS LIFE INSURANCE CORP | $71 | — | $71 | 0.24% |
| LESTER A. ARTHUR3 Filed as: LESTER A ARTHUR | 305 HORTON GROVE ROAD FORT MILL, SC 29715 | AMERITAS LIFE INSURANCE CORP | $71 | — | $71 | 0.24% |
| HEALTHGRAM INC3 Filed as: HEALTHGRAM, INC. | 8731 RED OAK BOULEVARD CHARLOTTE, NC 28217 | MONY LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 30.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 248 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | AMERITAS LIFE INSURANCE CORP | 387 | $29K |
| Short-term disability | MADISON NATIONAL LIFE INSURANCE COMPANY | 118 | $58K |
| Long-term disability | MONY LIFE INSURANCE COMPANY OF AMERICA | 96 | $23K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 117 | $226K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.