Welfare broker

NORTH AMERICAN BENEFITS COMPANY

Mailing address (most recent filing)

20 VALLEY STREAM PARKWAY, SUITE 310

MALVERN, PA 19355

Total comp: $488K
Commissions: $103K
Fees: $386K
Filings: 85
Sponsors: 85

Carrier mix

Where NORTH AMERICAN BENEFITS COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY40.0%
METROPOLITAN LIFE INSURANCE COMPANY20.0%
HM LIFE INSURANCE COMPANY20.0%
BLUE CROSS OF CALIFORNIA20.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	2	$378K	40.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$76K	20.0%
HM LIFE INSURANCE COMPANY	1	$190K	20.0%
BLUE CROSS OF CALIFORNIA	1	$3.5M	20.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$3.8M	0.1%	14.39x
NJ	2	$378K	0.1%	18.55x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of NORTH AMERICAN BENEFITS COMPANY's plans by broker comp / premium ratio. Median 15.39% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of NORTH AMERICAN BENEFITS COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where NORTH AMERICAN BENEFITS COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DURAND GLASS MANUFACTURING COMPANY, LLC DURAND GLASS MANUFACTURING COMPANY, LLC HEALTH & WELFARE PLAN	NJ	$246K	$43K	STANDARD INSURANCE COMPANY
ARC INTERNATIONAL NORTH AMERICA, LLC ARC INTERNATIONAL NORTH AMERICA HEALTH & WELFARE PLAN	NJ	$132K	$38K	STANDARD INSURANCE COMPANY
CLOVER FARMS DAIRY LLC CLOVER FARMS DAIRY LLC WELFARE PLAN	PA	$3.5M	$17K	HIGHMARK INC.
DAILY DOVE CARE LLC DAILY DOVE CARE LLC DENTAL PLAN	PA	$76K	$12K	METROPOLITAN LIFE INSURANCE COMPANY
SCOTLAND ROAD MARKET, INC. SCOTLAND ROAD MARKET, INC. EMPLOYEE BENEFIT PLAN	PA	$190K	$5K	HM LIFE INSURANCE COMPANY