| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $400K | $400K | 0.70% |
| AMERICAN BENEFITS AND COMPENSATION3 | 99 PARK AVE FL 25 NEW YORK, NY 100161601 | METROPOLITAN LIFE INSURANCE COMPANY | — | $398K | $398K | 0.69% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $118K | $118K | 0.21% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | — | $95 | $95 | 0.00% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100A DULUTH, GA 30096 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $242K | — | $242K | 10.00% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PKWY STE 100A DULUTH, GA 300968326 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 0.97% |
| MML INSURANCE AGENCY LLC3 | PO BOX 8089 BOSTON, MA 022668089 | METROPOLITAN LIFE INSURANCE COMPANY | $552 | $5K | $6K | 0.43% |
| MELINDA DAVIS3 | 93 PINE HILL RD. NEW FAIRFIELD, CT 068122210 | METROPOLITAN LIFE INSURANCE COMPANY | $24 | — | $24 | 0.00% |
| DAVIS, PHILLIP, TOWNSEND3 | STE 2C 457 MAIN ST DANBURY, CT 06811 | THE PAUL REVERE LIFE INSURANCE COMPANY | $13K | $638 | $14K | 6.41% |
| DAVIS, CRAIG G3 Filed as: DAVIS, CRAIG, G | PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.62% |
| CORPORATE COMPENSATION PLANS OF CT3 | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | THE PAUL REVERE LIFE INSURANCE COMPANY | $783 | — | $783 | 0.36% |
| DISABILITY SPECIALISTS INC3 | STE 203 20055 SW PACIFIC HWY SHERWOOD, OR 97140 | THE PAUL REVERE LIFE INSURANCE COMPANY | $20 | $10 | $30 | 0.01% |
| DAVIS, PHILLIP, TOWNSEND3 Filed as: DAVIS, PHILLIP TOWNSEND | 457 MAIN ST STE 2C DANBURY, CT 06811 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $686 | $3K | 3.79% |
| DAVIS, CRAIG G3 | 20 BOSTWICK ST PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $922 | — | $922 | 1.17% |
| BENSMAN ASSOCIATES LTD3 | STE 275 2333 WAUKEGAN RD BANNOCKBURN, IL 60015 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| RENAISSANCE BENEFIT ADVISORS3 | 2500 YORK RD STE 210 JAMISON, PA 18929 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 41,008 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 727 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 41,735 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,717 | $822K |
| Vision | VISION SERVICE PLAN | 26,269 | $7.9M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 65,360 | $58.8M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 65,360 | $57.5M |
| Long-term disability(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 65,360 | $57.8M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 65,360 | $63.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 65,360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.