| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $400K | $400K | 0.62% |
| AMERICAN BENEFITS AND COMPENSATION3 | 101 PARK AVE FL 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | — | $397K | $397K | 0.62% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100A DULUTH, GA 30096 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $255K | — | $255K | 10.00% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PKWY STE 100A DULUTH, GA 30096 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 0.97% |
| MML INS AGENCY LLC3 | PO BOX 8089 BOSTON, MA 022668089 | METROPOLITAN LIFE INSURANCE COMPANY | $351 | $4K | $4K | 0.41% |
| PHILLIP DAVIS3 | 457 MAIN ST, STE 2C DANBURY, CT 06811 | THE PAUL REVERE LIFE INSURANCE COMPANY | $11K | $565 | $12K | 6.42% |
| CRAIG G. DAVIS3 Filed as: CRAIG DAVIS | 20 BOSTWICK ST PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.66% |
| CORPORATE COMPENSATION PLANS OF CT3 | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | THE PAUL REVERE LIFE INSURANCE COMPANY | $679 | — | $679 | 0.37% |
| DISABILITY SPECIALISTS INC3 | 20055 SW PACIFIC HWY STE 203 SHERWOOD, OR 97140 | THE PAUL REVERE LIFE INSURANCE COMPANY | $19 | $9 | $28 | 0.02% |
| DAVIS, PHILLIP, TOWNSEND3 Filed as: DAVIS, PHILLIP | 457 MAIN ST STE 2C DANBURY, CT 06811 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | $549 | $2K | 3.84% |
| DAVIS, CRAIG G3 Filed as: DAVIS, CRAIG | 20 BOSTWICK ST PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $702 | — | $702 | 1.17% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP EXECUTIVE BENEFITS LLC | 2600 KELLY ROAD, SUITE 210 WARRINGTON, PA 18976 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2K | — | $2K | 8.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 41,562 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 651 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 42,213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,799 | $887K |
| Vision | VISION SERVICE PLAN | 26,880 | $8.6M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 65,088 | $65.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 65,088 | $64.5M |
| Long-term disability(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 65,088 | $64.8M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 65,088 | $70.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 65,088 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.