Welfare broker

CFN AGENCY INC

Mailing address (most recent filing)

4450 RIVER GREEN PKWY

SUITE 100

GULUTH, GA 30096

Total comp: $656K
Commissions: $656K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where CFN AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SECURIAN LIFE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SECURIAN LIFE INSURANCE COMPANY	1	$1.6M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$251K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$251K	0.0%	26.54x
VA	1	$1.6M	0.0%	22.94x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CFN AGENCY INC's plans by broker comp / premium ratio. Median 9.64% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CFN AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CFN AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOLSON COORS BEVERAGE COMPANY USA LLC MOLSON COORS VOLUNTARY BENEFITS PLAN	WI	$251K	$44K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
ALTRIA CLIENT SERVICES LLC ALTRIA VOLUNTARY BENEFITS PLAN	VA	$1.6M	$28K	MINNESOTA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

SECURIAN LIFE INSURANCE COMPANY

$1.6M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$251K

50.0%

State

Plans

Premium

State share

Index

$251K

0.0%

26.54x

$1.6M

0.0%

22.94x

Sponsor

Loc

Premium

Comp

Carrier

MOLSON COORS BEVERAGE COMPANY USA LLC

MOLSON COORS VOLUNTARY BENEFITS PLAN

$251K

$44K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

ALTRIA CLIENT SERVICES LLC

ALTRIA VOLUNTARY BENEFITS PLAN

$1.6M

$28K

MINNESOTA LIFE INSURANCE COMPANY