| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMERICAN BENEFITS AND COMPENSATION3 | 101 PARK AVE FL 14 NEW YORK, NY 101782103 | METROPOLITAN LIFE INSURANCE COMPANY | — | $401K | $401K | 0.74% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $371K | $371K | 0.68% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $512K | $256K | $767K | 4.17% |
| LENOX ADVISORS INC3 | 90 PARK AVE 18TH FLR NEW YORK, NY 10016 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1.0M | $203K | $1.2M | 23.50% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 78746 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $187K | $187K | 3.64% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $581 | $581 | 0.01% |
| THE DEBART GROUP INC.3 Filed as: THE DEBART GROUP INC | 745 5TH AVE STE 500 NEW YORK, NY 10151 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.00% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100A DULUTH, GA 30096 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $258K | — | $258K | 9.62% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PKWY STE 100A DULUTH, GA 300968326 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 1.01% |
| DAVIS, PHILIP, TOWNSEND3 | 10 HEARTHSTONE DR BROOKFIELD, CT 06804 | THE PAUL REVERE LIFE INSURANCE COMPANY | $6K | $375 | $6K | 6.11% |
| CRAIG G. DAVIS3 | PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $676 | — | $676 | 0.70% |
| CORPORATE COMPENSATION PLANS OF CT3 | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | THE PAUL REVERE LIFE INSURANCE COMPANY | $323 | — | $323 | 0.33% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA | DISABILITY SPECIALIST 20055 SW PACIFIC HWY, STE 203 SHERWOOD, OR 97140 | THE PAUL REVERE LIFE INSURANCE COMPANY | $14 | $7 | $21 | 0.02% |
| DAVIS, PHILIP, TOWNSEND3 | 10 HEARTHSTONE DR BROOKFIELD, CT 06804 | THE PAUL REVERE LIFE INSURANCE COMPANY | $726 | $218 | $944 | 3.59% |
| DAVIS, CRAIG G3 | PO BOX 1686 LAKEVILLE, CT 06039 | THE PAUL REVERE LIFE INSURANCE COMPANY | $289 | — | $289 | 1.10% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP EXECUTIVE BENEFITS LLC | 2600 KELLY ROAD, SUITE 210 WARRINGTON, PA 18976 | THE PAUL REVERE LIFE INSURANCE COMPANY | $317 | — | $317 | 4.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 50,728 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 512 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 51,240 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,966 | $933K |
| Vision | VISION SERVICE PLAN | 32,484 | $12.2M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 73,493 | $72.7M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 73,493 | $61.5M |
| Long-term disability(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 73,493 | $59.6M |
| Other(5 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 73,493 | $62.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 73,493 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.