| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | — | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $6K | $6K | 0.21% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OH 73070 | PRINCIPAL LIFE INSURANCE COMPANY | $39K | — | $39K | 10.01% |
| JOHN WILLIAM RITCHIE3 | 202 EAST 2ND STREET SUITE 106 OWASSO, OK 74055 | PRINCIPAL LIFE INSURANCE COMPANY | — | $19K | $19K | 5.01% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 2121 NEW MARKET PARKWAY SOUTHEAST SUITE 1000 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $862 | — | $862 | 1.51% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | TRANSAMERICA LIFE INSURANCE COMPANY | $806 | — | $806 | 1.41% |
| JASON B WEST3 | 1701 BASS ROAD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $444 | — | $444 | 0.78% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | TRANSAMERICA LIFE INSURANCE COMPANY | $405 | — | $405 | 0.71% |
| TRACY ELAINE PUTMAN3 Filed as: TRACY E PUTMAN | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $262 | — | $262 | 0.46% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $214 | — | $214 | 0.37% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DRIVE EDMOND, OK 73034 | TRANSAMERICA LIFE INSURANCE COMPANY | $214 | — | $214 | 0.37% |
| KELLY JACKS3 Filed as: KELLY R LAMBDIN | 19601 LEWIS ROAD WANETTE, OK 74878 | TRANSAMERICA LIFE INSURANCE COMPANY | $55 | — | $55 | 0.10% |
| JONAH D MOORE3 | 336 NORTHWEST 120TH STREET OKLAHOMA CITY, OK 73114 | TRANSAMERICA LIFE INSURANCE COMPANY | $15 | — | $15 | 0.03% |
| KATHY DARLENE HOUSTON EVANS3 Filed as: KATHY D EVANS | 912 WEST BROADWAY AVENUE ELK CITY, OK 73644 | TRANSAMERICA LIFE INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| JAMES D MORGAN3 | 3200 WEST BRITTON ROAD APARTMENT 98 OKLAHOMA CITY, OK 73120 | TRANSAMERICA LIFE INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| LEANN RENEE BRUMLEY3 Filed as: LEANN R BRUMLEY | 1524 TWISTLEAF ROAD ARGYLE, TX 76226 | TRANSAMERICA LIFE INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| BARBARA L DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | TRANSAMERICA LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| TIFFANY DENNY3 Filed as: TIFFANY D DENNY | 2614 378 COUNTY ROAD HOLDENVILLE, OK 74848 | TRANSAMERICA LIFE INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| ALICIA M MARTIN3 | 7585 NORTH LUTHER ROAD HARRAH, OK 73045 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| VANESSA A LAWSON3 | 12080 84TH STREET LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | VISION SERVICE PLAN | $2K | — | $2K | 3.53% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.19% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.05% |
| KELLY JACKS3 | 19601 LEWIS ROAD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $588 | $1 | $589 | 1.10% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $531 | $25 | $556 | 1.04% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $408 | $3 | $411 | 0.77% |
| JAMES D MORGAN3 Filed as: JAMES DAVID MORGAN | 3200 WEST BRITTON #98 OKLAHOMA CITY, OK 73120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $260 | $5 | $265 | 0.50% |
| TRACY ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE #98 LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $222 | — | $222 | 0.41% |
| KATHY DARLENE HOUSTON EVANS3 | 912 WEST BROADWAY AVENUE ELK CITY, OK 73644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $144 | — | $144 | 0.27% |
| JARRELL KEITH PRENTICE3 | 1113 EAST DRIVE EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $1 | $26 | 0.05% |
| JONAH DAVID MOORE3 | 3008 WANETTA AVENUE EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| VANESSA ANN LAWSON3 | 3645 24TH AVENUE SOUTHEAST NORMAN, OK 73071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| BARBARA L DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| LEANN RENEE BRUMLEY3 | 1524 TWISTLEAF ROAD ARGYLE, TX 76226 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 424 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 424 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 424 | $389K |
| Vision | VISION SERVICE PLAN | 293 | $55K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 424 | $446K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 424 | $389K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF OKLAHOMA | 685 | $3.0M |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 424 | $500K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 685 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.