| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | — | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $7K | $7K | 0.22% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 SOUTH BOULDER SUITE 300 TULSA, OK 74119 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $8 | $8 | 0.00% |
| IRONHORSE FINANCIAL GROUP INC.3 | 1111 WEST BROADWAY STREET MUSKOGEE, OK 74401 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $2 | $2 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FREEWAY SUITE 1940 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $19K | $60K | 18.11% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 5.05% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 1.67% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC | 5420 LBJ FREEWAY SUITE 1940 DALLAS, TX 75240 | VISION SERVICE PLAN | $2K | — | $2K | 3.48% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 1090 HERSHEY DRIVE SOUTHEAST MARIETTA, GA 30062 | TRANSAMERICA LIFE INSURANCE COMPANY | $504 | — | $504 | 1.25% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | TRANSAMERICA LIFE INSURANCE COMPANY | $462 | — | $462 | 1.15% |
| JASON B WEST3 | 1701 BASS ROAD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $242 | — | $242 | 0.60% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | TRANSAMERICA LIFE INSURANCE COMPANY | $221 | — | $221 | 0.55% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $103 | — | $103 | 0.26% |
| KELLY JACKS3 Filed as: KELLY R JACKS | 19601 LEWIS ROAD WANETTE, OK 74878 | TRANSAMERICA LIFE INSURANCE COMPANY | $25 | — | $25 | 0.06% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DRIVE EDMOND, OK 73034 | TRANSAMERICA LIFE INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| LEANN RENEE BRUMLEY3 Filed as: LEANN R BRUMLEY | 1524 TWISTLEAF ROAD ARGYLE, TX 76226 | TRANSAMERICA LIFE INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| TRACY ELAINE PUTMAN3 Filed as: TRACY E PUTMAN | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| JONAH D MOORE3 | 336 NORTHWEST 120TH STREET OKLAHOMA CITY, OK 73114 | TRANSAMERICA LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| JAMES D MORGAN3 | 3200 WEST BRITTON ROAD APARTMENT 98 OKLAHOMA CITY, OK 73120 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| KATHY D HOUSTON-EVANS3 | 19150 EAST WILSHIRE BOULEVARD HARAH, OH 73045 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| TIFFANY DENNY3 Filed as: TIFFANY D DENNY | PO BOX 306 WETUMKA, OK 74883 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| BARBARA L DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | TRANSAMERICA LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| MICHAEL KURT MORGAN3 Filed as: MICHAEL K MORGAN | 2625 NORTH 378 COUNTY ROAD HOLDENVILLE, OK 74848 | TRANSAMERICA LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $795 | — | $795 | 2.90% |
| GLYNDA C FRY-STEWART3 Filed as: GLYNDA CAROL FRY-STEWART | 12060 84TH STREET LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $393 | — | $393 | 1.43% |
| KELLY JACKS3 | 19601 LEWIS ROAD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $222 | — | $222 | 0.81% |
| LARRY D DENNY3 Filed as: LARRY DENNY | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $198 | — | $198 | 0.72% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | — | $152 | 0.55% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FREEWAY SUITE 1940 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $171 | $4K | 36.06% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $909 | $297 | $1K | 11.43% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FREEWAY SUITE 1940 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $69 | $1K | 40.62% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $318 | $110 | $428 | 12.95% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FREEWAY SUITE 1940 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $584 | $30 | $614 | 39.97% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $146 | $49 | $195 | 12.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 415 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 692 | $333K |
| Vision | VISION SERVICE PLAN | 296 | $56K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 692 | $373K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 692 | $333K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF OKLAHOMA | 634 | $3.2M |
| Other(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 692 | $416K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 692 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.