| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OH 73070 | PRINCIPAL LIFE INSURANCE COMPANY | $38K | — | $38K | 10.43% |
| JOHN WILLIAM RITCHIE3 | 202 EAST 2ND STREET SUITE 106 OWASSO, OK 74055 | PRINCIPAL LIFE INSURANCE COMPANY | $16K | $1K | $18K | 4.86% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | TRANSAMERICA LIFE INSURANCE COMPANY | $26K | — | $26K | 37.50% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 2121 NEW MARKET PARKWAY SOUTHEAST SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $11K | — | $11K | 15.01% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | TRANSAMERICA LIFE INSURANCE COMPANY | $11K | — | $11K | 15.00% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 10.69% |
| JASON B WEST3 | 1701 BASS ROAD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| KELLY JACKS3 Filed as: KELLY R LAMBDIN | 19601 LEWIS ROAD WANETTE, OK 74878 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.69% |
| JARRELL K PRENTICE3 Filed as: JARRELL PRENTICE | 1113 EAST DRIVE EDMOND, OK 73034 | TRANSAMERICA LIFE INSURANCE COMPANY | $877 | — | $877 | 1.25% |
| KATHY DARLENE HOUSTON EVANS3 Filed as: KATHY HOUSTON EVANS | 912 WEST BROADWAY AVENUE ELK CITY, OK 73644 | TRANSAMERICA LIFE INSURANCE COMPANY | $713 | — | $713 | 1.02% |
| JONAH D MOORE3 | 336 NORTHWEST 120TH STREET OKLAHOMA CITY, OK 73114 | TRANSAMERICA LIFE INSURANCE COMPANY | $687 | — | $687 | 0.98% |
| BARBARA L DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | TRANSAMERICA LIFE INSURANCE COMPANY | $675 | — | $675 | 0.96% |
| JAMES D MORGAN3 | 3200 WEST BRITTON ROAD APARTMENT 98 OKLAHOMA CITY, OK 73120 | TRANSAMERICA LIFE INSURANCE COMPANY | $610 | — | $610 | 0.87% |
| LEANN RENEE BRUMLEY3 Filed as: LEANN R BRUMLEY | 1524 TWISTLEAF ROAD ARGYLE, TX 76226 | TRANSAMERICA LIFE INSURANCE COMPANY | $564 | — | $564 | 0.80% |
| VANESSA A LAWSON3 Filed as: VANESSA LAWSON | 12080 84TH STREET LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $541 | — | $541 | 0.77% |
| TRACY ELAINE PUTMAN3 Filed as: TRACY E PUTMAN | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | TRANSAMERICA LIFE INSURANCE COMPANY | $414 | — | $414 | 0.59% |
| ALICIA M MARTIN3 | 7585 NORTH LUTHER ROAD HARRAH, OK 73045 | TRANSAMERICA LIFE INSURANCE COMPANY | $334 | — | $334 | 0.48% |
| TIFFANY DENNY3 Filed as: TIFFANY D DENNY | 2614 378 COUNTY ROAD HOLDENVILLE, OK 74848 | TRANSAMERICA LIFE INSURANCE COMPANY | $248 | — | $248 | 0.35% |
| KELLY A JONES3 | 1512 MELMART DRIVE BARTLESVILLE, OK 74006 | TRANSAMERICA LIFE INSURANCE COMPANY | $35 | — | $35 | 0.05% |
| BILL WARREN ENTERPRISES, INC.3 | 15631 EAST 8TH PLACE NORTH OWASSO, OK 74055 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | — | $11K | 18.25% |
| GLYNDA C FRY-STEWART3 | 12060 84TH STREET LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $6K | 9.47% |
| JAMES D MORGAN3 Filed as: JAMES DAVID MORGAN | 3200 WEST BRITTON #98 OKLAHOMA CITY, OK 73120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $3K | $5K | 7.23% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 6.61% |
| KELLY JACKS3 | 19601 LEWIS ROAD WANETTE, OK 74878 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $224 | $3K | 4.61% |
| TRACY ELAINE PUTMAN3 | 6550 WINDRIDGE CIRCLE LEXINGTON, OK 73051 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $174 | $2K | 3.50% |
| TIFFANY DENNY3 | PO BOX 306 WETUMKA, OK 74883 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $213 | $2K | 2.71% |
| KATHY DARLENE HOUSTON EVANS3 | 912 WEST BROADWAY AVENUE ELK CITY, OK 73644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $43 | $2K | 2.44% |
| JARRELL KEITH PRENTICE3 | 1113 EAST DRIVE EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $84 | $1K | 1.83% |
| JONAH DAVID MOORE3 | 336 NORTHWEST 120TH STREET OKLAHOMA CITY, OK 73114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $6 | $1K | 1.79% |
| VANESSA ANN LAWSON3 | 3645 24TH AVENUE SOUTHEAST NORMAN, OK 73071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $842 | $53 | $895 | 1.43% |
| ALICIA M MARTIN3 | 7585 NORTH LUTHER ROAD HARRAH, OK 73045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $676 | — | $676 | 1.08% |
| BARBARA L DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $403 | $1 | $404 | 0.64% |
| LEANN RENEE BRUMLEY3 | 4 GLENDALE COURT TROPHY CLUB, TX 76262 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $403 | — | $403 | 0.64% |
| GREGORY M BUWICK3 | PO BOX 721423 NORMAN, OK 73070 | VISION SERVICE PLAN | $2K | — | $2K | 3.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 406 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 406 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 406 | $361K |
| Vision | VISION SERVICE PLAN | 266 | $50K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 406 | $431K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 406 | $361K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF OKLAHOMA | 655 | $468K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 406 | $494K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 655 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.