| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | GUARDIAN | $13K | $3K | $16K | 14.65% |
| SAMUEL TATUM | 132 HENRY ST GREENSICH, CT 06830 | AFLAC | $6K | $299 | $6K | 8.75% |
| KENNETH B PARSON | 4 BUTLER LANE NEW MILFORD, CT 06776 | AFLAC | $3K | $95 | $3K | 4.57% |
| TYLER FRITZ | 7 TAMARACK RD MAHOPAC, NY 10541 | AFLAC | $2K | $5 | $2K | 2.48% |
| JUSTIN GRIFFEY | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $1K | $77 | $1K | 1.80% |
| BRIAN FAIN | 93 HOTCHKISS GROVE RD BRANSFORD, CT 06405 | AFLAC | $646 | — | $646 | 0.88% |
| THE HORTON GROUP Filed as: ALEX HORTON | 1 SELLECK ST SUITE 3 NORWALK, CT 06855 | AFLAC | $228 | — | $228 | 0.31% |
| WILLIAM FEIERSTEIN | 152 CRANE RD CARMEL, NY 10512 | AFLAC | $211 | — | $211 | 0.29% |
| MICHAEL REYES Filed as: MICHAEL ROBERTS | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $173 | $3 | $176 | 0.24% |
| PAUL M WALSH | 44 HUNTERS RIDGE ROAD SHELTON, CT 06484 | AFLAC | $174 | — | $174 | 0.24% |
| BRYCE DAVIES | 251 FARMINGTON ROAD RIDGEFIELD, CT 06877 | AFLAC | $114 | — | $114 | 0.15% |
| MATTHEW G BERGER | 1020 NORTH DELAWARE AVE 4TH FL SUITE A 302 PHILADELPHIA, PA 19125 | AFLAC | $75 | — | $75 | 0.10% |
| LOUIS R FAIOLA | 19 WOODMONT CIRCLE EAST HADDAM, CT 06423 | AFLAC | $75 | — | $75 | 0.10% |
| MICHAEL T REYES | 185 PLAINS RD SUITE 200E MILFORD, CT 06461 | AFLAC | $68 | — | $68 | 0.09% |
| IRWIN H ZAETZ | 36 TANGLEWOOD DR DANBURY, CT 06811 | AFLAC | $31 | — | $31 | 0.04% |
| CHRISTOPHER S AUSTERMANN Filed as: CHRISTOPHER AUSTERMANN | 115 TECHNOLOGH DRIVE SUITE A302 TRUMBULL, CT 06611 | AFLAC | $31 | — | $31 | 0.04% |
| JASON SCZEPANIAK Filed as: JASON HARTMAN | 560 WHITE PLAINS RD SUITE 320 TARRYTOWN, NY 10591 | AFLAC | $31 | — | $31 | 0.04% |
| MARTIN POSNER | 4 ALEXANDER DRIVE BREWSTER, NY 10509 | AFLAC | $24 | — | $24 | 0.03% |
| JOANN AMEDOLA | 32 E PEMBROKE RD DANBURY, CT 06811 | AFLAC | $23 | — | $23 | 0.03% |
| MCINERNEY GROUP LLC Filed as: MCINERNEY GROUP | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $16 | — | $16 | 0.02% |
| DONNA ALDAY | 110 BURWOOD AVE STAMFORD, CT 06902 | AFLAC | $12 | — | $12 | 0.02% |
| JOHN K SCHULE Filed as: JOHN SCHULE | 102 BLACKWOOD LANE STAMFORD, CT 06903 | AFLAC | $7 | $5 | $12 | 0.02% |
| JULIE SLAUGHTER | 430 BOARDWALK WALLED LAKE, MI 48390 | AFLAC | $10 | — | $10 | 0.01% |
| CHRISTIAN VIRZI | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $2 | $5 | $7 | 0.01% |
| SUSAN C BRIMHALL | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $6 | — | $6 | 0.01% |
| ROBERT JAMES LAMB Filed as: ROBERT LAMB | 181 DEEPWOOD DRIVE GUILFORD, CT 06437 | AFLAC | $2 | — | $2 | 0.00% |
| DEBORAH SCOTT | 40 JEFFERSON AVE DANBURY, CT 06810 | AFLAC | — | — | $0 | 0.00% |
| CHRISTOPHER S AUSTERMANN | AFLAC ST STATE OFFICE 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | — | — | $0 | 0.00% |
| MICHAEL REYES Filed as: MICHAEL ROBERTS | 110 LIMERICK RD FARFIELD, CT 06824 | AFLAC | — | — | $0 | 0.00% |
| SUSAN C BRIMHALL | 18167 US HIGHWAY 19 N STE 525 CLEARWATER, FL 33764 | AFLAC | — | — | $0 | 0.00% |
| PROFESSIONAL BENEFITS Filed as: PROFESSIONAL GROUP | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | FIRST RELIANCE STANDARD | $460 | — | $460 | 3.83% |
| RALPH BORSELLA AGENCY | 21 ELM PLACE RYE, NY 10580 | ALLSTATE | $547 | — | $547 | 6.22% |
| HOWARD LABOW | 666 DUNDEE RD SUITE 1603 NORTHBROOK, IL 60062 | ALLSTATE | $461 | — | $461 | 5.24% |
| NANCY PENA-KOHOUT | 2 BIRCHWAY DRIVE STONEY POINT, NY 10980 | ALLSTATE | $70 | — | $70 | 0.80% |
| MARK EDWARD HATHAWAY Filed as: MARK FIEGOLI | 11 MARTINE AVE 6TH FLOOR WHITE PLAINS, NY 10606 | ALLSTATE | $32 | — | $32 | 0.36% |
| EDWARD TAYLOR | 1929 KINNIKINNICK DR ERIE, CO 80516 | ALLSTATE | $28 | — | $28 | 0.32% |
| PROFESSIONAL GROUP PLANS INC Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | FIRST RELIANCE STANDARD | $197 | — | $197 | 3.27% |
| PROFESSIONAL GROUP PLANS INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | FIRST RELIANCE STANDARD | $209 | — | $209 | 4.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AFLAC | 78 | $82K |
| Dental | GUARDIAN | 154 | $108K |
| Life insurance(4 contracts, 2 carriers) | FIRST RELIANCE STANDARD | 195 | $32K |
| Other(3 contracts) | FIRST RELIANCE STANDARD | 195 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.