| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL REYES Filed as: MICHAEL ROBERTS | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $677 | $46 | $723 | 1.28% |
| JUSTIN GRIFFEY | 535 CONNECTICUT AVE SUITE 103 NORWALK, CT 06854 | AFLAC | $346 | $46 | $392 | 0.69% |
| WILLIAM FEIERSTEIN | 152 CRANE RD CARMEL, NY 10512 | AFLAC | $219 | — | $219 | 0.39% |
| MICHAEL REYES Filed as: MICHAEL ROBERTS | 110 LIMERICK RD FARFIELD, CT 06824 | AFLAC | $199 | $10 | $209 | 0.37% |
| CHRISTOPHER S AUSTERMANN | AFLAC ST STATE OFFICE 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $146 | $46 | $192 | 0.34% |
| PAUL M WALSH | 44 HUNTERS RIDGE ROAD SHELTON, CT 06484 | AFLAC | $183 | — | $183 | 0.32% |
| IRWIN H ZAETZ | 36 TANGLEWOOD DR DANBURY, CT 06811 | AFLAC | $33 | — | $33 | 0.06% |
| MARTIN POSNER | 4 ALEXANDER DRIVE BREWSTER, NY 10509 | AFLAC | $24 | — | $24 | 0.04% |
| JULIE SLAUGHTER | 430 BOARDWALK WALLED LAKE, MI 48390 | AFLAC | $12 | — | $12 | 0.02% |
| KENNETH B PARSON | 4 BUTLER LANE NEW MILFORD, CT 06776 | AFLAC | — | — | $0 | 0.00% |
| BRIAN FAIN | 93 HOTCHKISS GROVE RD BRANSFORD, CT 06405 | AFLAC | — | — | $0 | 0.00% |
| THE HORTON GROUP Filed as: ALEX HORTON | 1 SELLECK ST SUITE 3 NORWALK, CT 06855 | AFLAC | — | — | $0 | 0.00% |
| MATTHEW G BERGER | 1020 NORTH DELAWARE AVE 4TH FL SUITE A 302 PHILADELPHIA, PA 19125 | AFLAC | — | — | $0 | 0.00% |
| MICHAEL T REYES | 185 PLAINS RD SUITE 200E MILFORD, CT 06461 | AFLAC | — | — | $0 | 0.00% |
| LOUIS R FAIOLA | 19 WOODMONT CIRCLE EAST HADDAM, CT 06423 | AFLAC | — | — | $0 | 0.00% |
| DEBORAH SCOTT | 40 JEFFERSON AVE DANBURY, CT 06810 | AFLAC | — | — | $0 | 0.00% |
| SAMUEL TATUM | 132 HENRY ST GREENSICH, CT 06830 | AFLAC | — | — | $0 | 0.00% |
| CHRISTOPHER S AUSTERMANN Filed as: CHRISTOPHER AUSTERMANN | 115 TECHNOLOGH DRIVE SUITE A302 TRUMBULL, CT 06611 | AFLAC | — | — | $0 | 0.00% |
| SUSAN C BRIMHALL | 18167 US HIGHWAY 19 N STE 525 CLEARWATER, FL 33764 | AFLAC | — | — | $0 | 0.00% |
| SUSAN C BRIMHALL | 950 NEW LONDON ROAD SUITE 300 SECOND FLOOR LATHAM, NY 12110 | AFLAC | — | — | $0 | 0.00% |
| JASON SCZEPANIAK Filed as: JASON HARTMAN | 560 WHITE PLAINS RD SUITE 320 TARRYTOWN, NY 10591 | AFLAC | — | — | $0 | 0.00% |
| PROFESSIONAL GROUP PLANS INC Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | FIRST RELIANCE STANDARD | $558 | — | $558 | 4.81% |
| HOWARD LABOW | 450 STOKIE BLVD SUITE 702 NORTHBROOK, IL 60062 | ALLSTATE WORKPLACE | $433 | — | $433 | 4.94% |
| EDWARD TAYLOR | 1402 SE 16TH AVENUE HOMESTEAD, FL 33035 | ALLSTATE WORKPLACE | $26 | — | $26 | 0.30% |
| PROFESSIONAL GROUP PLANS INC | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | FIRST RELIANCE STANDARD | $180 | — | $180 | 4.74% |
| HOWARD LABOW | 666 DUNDEE RD SUITE 1603 NORTHBROOK, IL 60062 | ALLSTATE | $202 | — | $202 | 8.22% |
| EDWARD TAYLOR | 1929 KINNIKINNICK DR ERIE, CO 80516 | ALLSTATE | $12 | — | $12 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AFLAC | 68 | $94K |
| Life insurance(4 contracts, 3 carriers) | FIRST RELIANCE STANDARD | 114 | $27K |
| Other(2 contracts) | FIRST RELIANCE STANDARD | 114 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.