| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | P.O. BOX 743979 LOS ANGELES, CA 900743979 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | $12 | $39K | 3.70% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HR BENEFITS, INC. EIN 81-3527701 SPONSOR'S WHOLLY OWNED CO | Contract Administrator; Direct payment from the plan; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Other fees; Accounting (including auditing); Participant communication; Insurance agents and brokers; Insurance services Service code 10 | — | $5.3M |
| WASHINGTON TECHNOLOGY IND ASSOC EIN 91-1427013 SPONSOR | Direct payment from the plan; Participant communication; Other services; Other fees; Finders' fees / placement fees Service code 38 | — | $1.0M |
| ARMFIELD, HARRISON & THOMAS TECH EIN 54-0654623 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $501K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $467K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $302K |
| PRO BENEFITS OF WASHINGTON, LLC EIN 82-3618758 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $177K |
| PARKER SMITH AND FEEK INSURANCE LLC EIN 87-2544519 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $137K |
| USI KIBBLE & PRENTICE HOLDING COMP EIN 91-1176315 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $130K |
| PCF INSURANCE SERVICES OF THE WEST EIN 82-1368960 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $119K |
| MADDOCK & ASSOCIATES, LLC EIN 83-2655931 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $108K |
| BROWN & BROWN OF WASHINGTON, INC. EIN 91-0378940 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $53K |
| BELL ANDERSON AGENCY, INC. EIN 91-0756278 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $52K |
| WELLSPRING FAMILY SERVICES EAP EIN 91-0567261 NONE | Plan Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $49K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $48K |
| WHITFIELDS UNITED INS DBA LEAVITT EIN 91-1366133 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $48K |
| VAULT INSURANCE AND INVESTMENTS EIN 26-3980956 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $41K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $39K |
| ASSUREDPARTNERS OF WA EIN 38-3942963 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $37K |
| GROUP BENEFITS, LLC EIN 26-2229784 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $34K |
| BENEFIT DESIGN SERVICES, LLC EIN 27-3460566 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $33K |
| UNITED INSURANCE BROKERS, INC. EIN 91-1199423 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $30K |
| J. JOHNSON INSURANCE, LLC EIN 38-3744088 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $29K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $29K |
| PAYNEWEST INSURANCE, A MARSH & MCLE EIN 36-1436000 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $28K |
| BTG AND ASSOCIATES, LLC DBA BTG BEN EIN 84-3131974 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $28K |
| GALLAGHER BENEFITS SERVICES, INC. EIN 36-4291971 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $27K |
| CUMMINGS FRASER & ASSOCIATES EIN 68-0609841 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $25K |
| BELL ANDERSON DBA GHB INSURANCE INC EIN 91-0756278 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $25K |
| BERG BENEFITS, INC. EIN 91-1979703 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $25K |
| MCGREGOR INSURANCE AGENCY, INC. EIN 91-1604082 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $24K |
| OCTAVIO JARA - POTLATCH BENEFITS EIN 83-3208550 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $23K |
| MATTHEW D. WYATT INSURANCE AGENCY, EIN 91-1892697 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $22K |
| SPRAGUE ISRAEL GILES INSURANCE, INC EIN 91-0683304 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $21K |
| MARTIN-MORRIS (BENEFITS DIVISION LL EIN 91-0744400 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $17K |
| ADVISOR SERVICES, LLC EIN 20-1466523 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $17K |
| NORTHWEST BENEFIT SOLUTIONS EIN 20-8940996 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $17K |
| LUCAS BENEFITS GROUP, LLC EIN 84-1862787 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $17K |
| ESSENTIAL BENEFITS, LLC EIN 45-5125484 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $17K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $14K |
| TRUEBENEFITS, LLC EIN 91-2034415 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $14K |
| NAVALI & CO. DBA BENELY INSURANCE S EIN 80-0599642 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $13K |
| CLEARVIEW INSURANCE EIN 46-0598462 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $12K |
| BLAIR BENEFITS, LLC EIN 47-3684812 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| CETERA INVESTMENT SERVICES LLC NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | P.O. BOX 283 ST CLOUD, MN 563020283 | $12K |
| PLEASANT INSURANCE SERVICES, INC. EIN 85-1244783 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| HR RESOURCE EIN 58-2671516 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $11K |
| RL EVANS COMPANY EIN 91-0849754 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $11K |
| CLG EMPLOYER RESOURCES EIN 27-4743785 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $10K |
| PH INSURANCE SERVICES, INC. EIN 87-1212843 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $10K |
| WINGERT FINANCIAL SERVICES EIN 20-3988925 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,794 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 4,248 | $62.5M |
| Dental(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 3,363 | $60.5M |
| Vision | VISION SERVICE PLAN | 2,247 | $454K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,563 | $1.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,563 | $1.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,563 | $1.1M |
| Prescription drug | PREMERA BLUE CROSS | 0 | $60.4M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 7,563 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,563 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.