| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | P.O. BOX 743979 LOS ANGELES, CA 900743979 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | — | $43K | 5.86% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HR BENEFITS, INC. EIN 81-3527701 SPONSOR'S WHOLLY OWNED CO | Copying and duplicating; Direct payment from the plan; Accounting (including auditing); Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Contract Administrator; Recordkeeping fees; Other fees; Insurance agents and brokers Service code 10 | — | $6.4M |
| WASHINGTON TECHNOLOGY IND ASSOC EIN 91-1427013 SPONSOR | Finders' fees / placement fees; Other fees; Other services; Direct payment from the plan; Participant communication Service code 38 | — | $1.2M |
| ARMFIELD, HARRISON & THOMAS TECH EIN 54-0654623 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $475K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $427K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $423K |
| BROWN & BROWN OF WASHINGTON, INC. EIN 91-0378940 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $274K |
| PARKER SMITH AND FEEK, INC. EIN 91-0660018 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $247K |
| USI KIBBLE & PRENTICE HOLDING COMP EIN 91-1176315 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $198K |
| PRO BENEFITS OF WASHINGTON, LLC EIN 27-5039273 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $194K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $119K |
| PCF INSURANCE SERVICES OF THE WEST EIN 82-1368960 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $105K |
| CLEO LABS, INC DBA CLEO NONE | Plan Administrator; Claims processing; Direct payment from the plan Service code 12 | 548 MARKET ST PMB 46800 SAN FRANCISCO, CA 94104 | $97K |
| MADDOCK & ASSOCIATES, LLC EIN 83-2655931 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $87K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $86K |
| WELLSPRING FAMILY SERVICES EAP EIN 91-0567261 NONE | Plan Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $65K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $65K |
| RICE INSURANCE, LLC EIN 91-1746907 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $57K |
| CUMMINGS FRASER & ASSOCIATES EIN 68-0609841 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $47K |
| VAULT INSURANCE AND INVESTMENTS EIN 26-3980956 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $40K |
| PARKER, SMITH & FEEK INS, AN IMA CO EIN 87-2544519 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $38K |
| BELL ANDERSON DBA GHB INSURANCE INC EIN 91-0756278 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $36K |
| PAYNEWEST INSURANCE, A MARSH & MCLE EIN 36-1436000 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $35K |
| BERG BENEFITS, INC. EIN 91-1979703 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $34K |
| GALLAGHER BENEFITS SERVICES, INC. EIN 36-4291971 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $34K |
| GROUP BENEFITS, LLC EIN 26-2229784 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $32K |
| WHITFIELDS UNITED INS DBA LEAVITT EIN 91-1366133 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $32K |
| J. JOHNSON INSURANCE, LLC EIN 38-3744088 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $31K |
| TRUEBENEFITS, LLC EIN 91-2034415 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $31K |
| BENEFIT DESIGN SERVICES, LLC EIN 27-3460566 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $30K |
| UNITED INSURANCE BROKERS, INC. EIN 91-1199423 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $29K |
| PLEASANT INSURANCE SERVICES, INC. EIN 85-1244783 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $29K |
| CLEARBENEFITS, LLC EIN 80-0866555 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $28K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $28K |
| ASSUREDPARTNERS OF WA, LLC EIN 38-3942963 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $26K |
| VENTURE LIFE & HEALTH, INC. EIN 81-1533929 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $25K |
| LEAVITT GROUP BENEFITS NORTHWEST EIN 91-1366133 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $23K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $22K |
| BTG AND ASSOCIATES, LLC DBA BTG BEN EIN 84-3131974 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $22K |
| NFP CORPORATE SERVICES (NY), LLC EIN 20-1941665 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $22K |
| SPRAGUE ISRAEL GILES INSURANCE, INC EIN 91-0683304 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $22K |
| OCTAVIO JARA NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 5843 ERLANGER STREET SAN DIEGO, CA 92122 | $21K |
| MCGREGOR INSURANCE AGENCY, INC. EIN 91-1604082 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $21K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $19K |
| MARTIN-MORRIS (BENEFITS DIVISION LL EIN 91-0744400 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $19K |
| NORTHWEST BENEFIT SOLUTIONS EIN 20-8940996 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $18K |
| DENALI BENEFITS, INC. EIN 85-1301680 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $17K |
| ABD INSURANCE & FINANCIAL SERVICES, EIN 27-0673528 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| ADVISOR SERVICES, LLC EIN 20-1466523 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| ESSENTIAL BENEFITS, LLC EIN 45-5125484 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| BLAIR BENEFITS, LLC EIN 47-3684812 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,522 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,522 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 0 | $70.5M |
| Dental | PREMERA BLUE CROSS | 0 | $70.5M |
| Vision | VISION SERVICE PLAN | 5,853 | $612K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,466 | $736K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,466 | $736K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,466 | $736K |
| Prescription drug | PREMERA BLUE CROSS | 0 | $70.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 8,466 | $736K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.