| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | 7001 220TH ST SW #320 MOUNTLAKE TERRACE, WA 980432160 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | — | $16K | 4.26% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | P.O. BOX 34315 SEATTLE, WA 981241315 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.33% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HR BENEFITS, INC. EIN 81-3527701 SPONSOR'S WHOLLY OWNED CO | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Copying and duplicating; Direct payment from the plan; Insurance agents and brokers; Participant communication; Recordkeeping fees; Other fees; Contract Administrator; Accounting (including auditing) Service code 10 | — | $3.9M |
| WASHINGTON TECHNOLOGY IND ASSOC EIN 91-1427013 SPONSOR | Other fees; Participant communication; Direct payment from the plan; Other services; Finders' fees / placement fees Service code 38 | — | $915K |
| ARMFIELD, HARRISON & THOMAS TECH EIN 54-0654623 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $485K |
| BROWN & BROWN OF WASHINGTON, INC. EIN 91-0378940 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $175K |
| RICE INSURANCE, LLC EIN 91-1746907 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $156K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $155K |
| HEALTH INSURANCE TEAM EIN 45-1565934 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $144K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $135K |
| PARKER SMITH AND FEEK, INC. EIN 91-0660018 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $126K |
| AXIS INS LLC DBA CONOVER INSURANCE EIN 91-1953703 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $109K |
| USI KIBBLE & PRENTICE HOLDING COMP EIN 91-1176315 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $97K |
| PRO BENEFITS OF WASHINGTON, LLC EIN 27-5039273 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $96K |
| THE VITOLO COMPANY EIN 91-2032673 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $64K |
| USI INSURANCE SERVICES NATIONAL, IN EIN 56-1882208 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $59K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $54K |
| GHB INSURANCE, INC. EIN 91-0639776 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $53K |
| BENSLER, LLC DBA SOUND CONSULTING S EIN 71-1004774 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $49K |
| WELLSPRING FAMILY SERVICES EAP EIN 91-0567261 NONE | Claims processing; Direct payment from the plan; Plan Administrator Service code 12 | — | $48K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $42K |
| SPRAGUE ISRAEL GILES INSURANCE, INC EIN 91-0683304 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $34K |
| GALLAGHER BENEFITS SERVICES, INC. EIN 36-4291971 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $28K |
| J. JOHNSON INSURANCE, LLC EIN 38-3744088 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $24K |
| ROBERT L. MAY & ASSOCIATES, INC. EIN 26-0015093 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $24K |
| INSURANCE RESOURCE GROUP, INC. EIN 20-1950016 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $23K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $22K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Recordkeeping fees; Contract Administrator; Copying and duplicating; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 10 | — | $21K |
| ARDENT BENEFITS CORPORATION EIN 27-1788196 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $21K |
| NORTHWEST BENEFIT SOLUTION EIN 20-8940996 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $21K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $20K |
| UNITED INSURANCE BROKERS, INC. EIN 91-1199423 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $19K |
| CUMMINGS FRASER & ASSOCIATES EIN 68-0609841 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $18K |
| OLYMPIC CREST INSURANCE, INC. EIN 91-1717576 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $18K |
| CLEARBENEFITS, LLC EIN 80-0866555 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| COORDINATED BENEFITS DBA BASIN PACI EIN 27-1158624 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| TRUTINA FINANCIAL, LLC EIN 47-0995939 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $14K |
| CAPITAL BENEFIT SERVICES, INC. EIN 91-1619527 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $14K |
| ADVISOR SERVICES, LLC EIN 20-1466523 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| DAVID LIBAO DBA LIBAO INSURANCE SER NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 5421 SW JACOBSEN RD SEATTLE, WA 981164355 | $13K |
| PACIFIC NORTHWEST INSURANCE BROKERA EIN 91-1729393 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $13K |
| STILLWATER BENEFITS, LLC EIN 47-4944052 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $13K |
| WASHINGTON HEALTH INSURANCE AGENCY, EIN 47-2661410 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $12K |
| MICHAEL BENZIKRY & ASSOCIATES NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 9311 SE 36TH ST, SUITE 105 MERCER ISLAND, WA 980403700 | $12K |
| CHAD J. PHILLIP NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 430 N PINE STREET ELLENSBURG, WA 989263118 | $12K |
| THE LIGHTLE GROUP RADWICK & LIGHTLE EIN 47-4508641 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| MADDOCK & ASSOCIATES EIN 91-1280409 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| DRECK INC. DBA MONTERMINI FINANCIAL EIN 56-2645966 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $12K |
| BERG ANDONIAN, INC. NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | P.O. BOX 66029 TACOMA, WA 98464 | $12K |
| JD PHILLIPS & ASSOCIATES, INC. EIN 91-1879697 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| WELLS FARGO INSURANCE SERVICES USA, EIN 56-1882208 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $11K |
| DC BENEFITS DBA CAPITAL BENEFIT SOL NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 15375 SE 30TH PLACE, SUITE 350 BELLEVUE, WA 980076551 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,877 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 11,877 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 5,765 | $45.1M |
| Dental | PREMERA BLUE CROSS | 5,765 | $45.1M |
| Vision(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 5,765 | $45.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,419 | $379K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 11,419 | $379K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 11,419 | $379K |
| Prescription drug | PREMERA BLUE CROSS | 5,765 | $45.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 11,419 | $379K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.