| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ARMFIELD HARRISON & THOMAS3 Filed as: ARMFIELD HARRISON & THOMAS INC. | 20 SOUTH KING STREET LEESBURG, VA 20175 | REGENCE BLUESHIELD | — | $91K | $91K | 0.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | REGENCE BLUESHIELD | — | $8K | $8K | 0.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 777 108TH AVENUE NE, SUITE 200 BELLEVUE, WA 98004 | REGENCE BLUESHIELD | — | $7K | $7K | 0.02% |
| THE MEISENBACH COMPANY3 | 1325 FOURTH AVENUE, SUITE 2100 SEATTLE, WA 98101 | REGENCE BLUESHIELD | — | $6K | $6K | 0.01% |
| CHARLES LEE FITCH, LTD.3 Filed as: CHARLES LEE FITCH LTD | 19524 BALLINGER WAY NE SHORELINE, WA 981551204 | REGENCE BLUESHIELD | — | $6K | $6K | 0.01% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | 601 UNION STREET, SUITE 1000 SEATTLE, WA 98101 | REGENCE BLUESHIELD | — | $4K | $4K | 0.01% |
| AXIS INSURANCE LLC3 | 155 108TH AVE NE, SUITE 725 BELLEVUE, WA 980045948 | REGENCE BLUESHIELD | — | $3K | $3K | 0.01% |
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES | 1407 WILLOWS RD E, SUITE C FIFE, WA 984241237 | REGENCE BLUESHIELD | — | $3K | $3K | 0.01% |
| ARDENT BENEFITS CORPORATION3 | P.O. BOX 15852 SEATTLE, WA 981150852 | REGENCE BLUESHIELD | — | $2K | $2K | 0.01% |
| KEVIN STOKESBARY3 | 701 5TH AVENUE, SUITE 4300 SEATTLE, WA 981047047 | REGENCE BLUESHIELD | — | $2K | $2K | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON INC. | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 981213631 | REGENCE BLUESHIELD | — | $2K | $2K | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON INC. | 2106 PACIFIC AVE, SUITE 501 TACOMA, WA 98402 | REGENCE BLUESHIELD | — | $2K | $2K | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | REGENCE BLUESHIELD | — | $1K | $1K | 0.00% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC | 150 SAWGRASS DRIVE ROCHESTER, NY 146504648 | REGENCE BLUESHIELD | — | $1K | $1K | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 400 GALLERIA PARKWAY, SUITE 300 ATLANTA, GA 30339 | REGENCE BLUESHIELD | — | $608 | $608 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL BENZIKRY & ASSOCIATES | 9311 SE 36TH ST, SUITE 105 MERCER ISLAND, WA 980403700 | REGENCE BLUESHIELD | — | $600 | $600 | 0.00% |
| THE PARTNERS GROUP3 | 11225 SE 6TH ST, SUITE 110 BELLEVUE, WA 980046478 | REGENCE BLUESHIELD | — | $416 | $416 | 0.00% |
| CONOVER INSURANCE SERVICES LLC3 | P.O. BOX 90007 BELLEVUE, WA 98009 | REGENCE BLUESHIELD | — | $300 | $300 | 0.00% |
| ANDERSON & BLACK INSURANCE LLC3 | 19109 36TH AVE W, #200 LYNNWOOD, WA 980365767 | REGENCE BLUESHIELD | — | $280 | $280 | 0.00% |
| NORTHWEST PROFESSIONAL BUSINESS ADV3 | 12819 SE 38TH ST, SUITE 430 BELLEVUE, WA 980061236 | REGENCE BLUESHIELD | — | $250 | $250 | 0.00% |
| GHB INC3 Filed as: GHB INC. | P.O. BOX 1608 OLYMPIA, WA 985071608 | REGENCE BLUESHIELD | — | $240 | $240 | 0.00% |
| GROUP SOLUTIONS NORTHWEST, LLC3 Filed as: GROUP SOLUTIONS NORTHWEST LLC | 7511 SE 76TH STREET MERCER ISLAND, WA 980405548 | REGENCE BLUESHIELD | — | $160 | $160 | 0.00% |
| BENEFIT ADMINISTRATION COMPANY LLC3 | 1200 5TH AVENUE, SUITE 1100 SEATTLE, WA 981013105 | REGENCE BLUESHIELD | — | $140 | $140 | 0.00% |
| SPRAGUE ISRAEL GILES, INC.3 Filed as: SPRAGUE ISRAEL GILES INC | 1501 4TH AVE, SUITE 730 SEATTLE, WA 981013225 | REGENCE BLUESHIELD | — | $126 | $126 | 0.00% |
| PRO BENEFITS OF WASHINGTON LLC3 | 3131 WESTERN AVE, SUITE 318 SEATTLE, WA 981213035 | REGENCE BLUESHIELD | — | $80 | $80 | 0.00% |
| BELL-ANDERSON AGENCY INC3 Filed as: BELL-ANDERSON AGENCY INC. | 600 SW 39TH ST, STE 200 RENTON, WA 980574919 | REGENCE BLUESHIELD | — | $60 | $60 | 0.00% |
| NORTHWEST BENEFIT SOLUTIONS3 | 611 4TH AVENUE, SUITE 120 KIRL, WA 980336019 | REGENCE BLUESHIELD | — | $57 | $57 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL NW LLC | — | ASURIS NORTHWEST HEALTH | — | $220 | $220 | 0.03% |
| BEST WORKSITE BENEFITS INC Filed as: BEST VALUE INSURANCE SERVICES INC | — | ASURIS NORTHWEST HEALTH | — | $200 | $200 | 0.03% |
| CORKERY AND JONES BENEFITS, INC. Filed as: CORKERY & JONES BENEFITS INC | — | ASURIS NORTHWEST HEALTH | — | $60 | $60 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WASHINGTON TECHNOLOGY IND ASSOC EIN 91-1427013 SPONSOR | Direct payment from the plan; Participant communication; Other services; Other fees; Finders' fees / placement fees Service code 38 | — | $1.3M |
| BROWN & BROWN OF WA INC DBA DIMART EIN 91-0378940 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance agents and brokers; Consulting fees; Direct payment from the plan; Insurance services; Insurance brokerage commissions and fees; Consulting (general) Service code 15 | — | $1.2M |
| ARMFIELD, HARRISON & THOMAS TECH EIN 54-0654623 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $913K |
| BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Direct payment from the plan; Participant communication; Recordkeeping fees; Contract Administrator; Accounting (including auditing) Service code 10 | — | $831K |
| HEALTH INSURANCE TEAM EIN 45-1565934 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $192K |
| KIBBLE & PRENTICE EIN 91-1176315 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $164K |
| BROWN & BROWN OF WA INC NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $158K |
| WELLS FARGO INSURANCE NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | P.O. BOX 203588 DALLAS, TX 753203588 | $125K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $109K |
| MCM EIN 91-0851882 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $63K |
| ARTHUR J. GALLAGHER & CO. EIN 36-4291971 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $60K |
| STOEL RIVES LLP EIN 93-0408771 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $54K |
| CONOVER INSURANCE EIN 91-1953703 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $48K |
| THE VITOLO COMPANY EIN 91-2032673 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $47K |
| CLF, LIMITED EIN 91-1196875 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $44K |
| PRO BENEFITS OF WASHINGTON, LLC EIN 27-5039273 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $35K |
| THE HOLMES ORGANIZATION EIN 73-0990126 NONE | Consulting (general); Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $35K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $34K |
| KEVIN STOKESBARY NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 701 5TH AVENUE, SUITE 4300 SEATTLE, WA 981047047 | $29K |
| PROFESSIONAL BENEFIT SERVICES, INC. EIN 91-1702951 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $28K |
| PAYCHEX INSURANCE AGENCY, INC. EIN 16-1528391 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $27K |
| NPB ADVISORS EIN 46-4237107 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $26K |
| MADDOCK & ASSOCIATES EIN 91-1280409 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $25K |
| ROBERT L. MAY & ASSOCIATES EIN 26-0015093 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $24K |
| SPRAGUE ISRAEL GILES INSURANCE, INC EIN 91-0683304 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $24K |
| JD PHILLIPS & ASSOCIATES, INC. EIN 91-1879697 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $21K |
| PARKER SMITH AND FEEK, INC. EIN 91-0660018 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $21K |
| MCGREGOR INSURANCE AGENCY EIN 91-1604082 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $20K |
| PROPEL INSURANCE EIN 91-0830024 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $19K |
| FRED A. MORETON & CO. EIN 87-0218394 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $18K |
| BARKER & ASSOCIATES LLC EIN 91-1874766 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $17K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $16K |
| GHB INSURANCE, INC. EIN 91-0639776 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| LIGHTHOUSE BENEFITS, LLC EIN 46-4622360 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $15K |
| MILLIMAN USA EIN 91-0675641 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $15K |
| MCKENZIE ROTHWELL BARLOW & COUGHRAN EIN 91-0889948 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $15K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $14K |
| BELLEVUE BENEFIT SERVICES EIN 20-0611462 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| PATRICK J. CONROY EIN 91-1450482 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $12K |
| KRISTIN MANWARING INSURANCE ASSOC EIN 20-4650764 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $11K |
| UNITED INSURANCE BROKERS, INC. EIN 91-1199423 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $11K |
| ARDENT BENEFITS CORPORATION NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | P.O. BOX 15852 SEATTLE, WA 981150852 | $11K |
| MICHAEL BENZIKRY & ASSOCIATES EIN 91-1889320 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $11K |
| WASHINGTON HEALTH INSURANCE AGENCY EIN 47-2661410 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $10K |
| DAVE LIBAO NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 5421 SW JACOBSEN RD SEATTLE, WA 981164355 | $10K |
| TRUTINA FINANCIAL EIN 47-0995939 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $9K |
| OLYMPIC CREST INSURANCE, INC. EIN 91-1717576 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $9K |
| HARMAN BENEFITS GROUP, INC. NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 8225 E TETON ST MESA, AZ 852071481 | $9K |
| FORTIPHI LLC EIN 91-1743499 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $8K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,001 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,001 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 9,361 | $45.5M |
| Dental | DELTA DENTAL OF WASHINGTON | 3,109 | $2.3M |
| Vision | VISION SERVICE PLAN | 4,715 | $390K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 5,298 | $204K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 5,298 | $204K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 5,298 | $204K |
| Prescription drug(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 9,361 | $45.5M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 5,298 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.