| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE3 | 1201 PACIFIC AVE, STE 1000 TACOMA, WA 98402 | HARTFORD LIFE AND ACCIDENT | $137K | — | $137K | 2.99% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS | 227 W MONROE ST STE 5200 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $0 | $69K | $69K | 1.49% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP | 3 PARKWAY N, STE 500 DEERFIELD, IL 60015 | HARTFORD LIFE AND ACCIDENT | $0 | $10K | $10K | 0.22% |
| PROPEL INSURANCE AGENCY, LLC3 | 601 UNION ST STE 3400 SEATTLE, WA 98101 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 2.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY N, STE 500 DEERFIELD, IL 60015 | HARTFORD LIFE AND ACCIDENT | $0 | $3K | $3K | 1.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS OF IDAHO EIN 82-0344294 CLAIM PROCESSING PRVDR | Claims processing Service code 12 | — | $4.5M |
| LYRA HEALTH EIN 47-2935915 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $394K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,659 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 46 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,705 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | VISION SERVICE PLAN | 5,305 | $523K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 6,902 | $4.6M |
| Short-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 6,902 | $4.8M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 6,902 | $4.6M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,582 | $272K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,902 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.