| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST AGENCY | P. O. BOX 2456 LAFAYETTE, LA 705022456 | UNITED HEALTHCARE INSURANCE COMPANY | $32K | — | $32K | 4.52% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC-LA | 3300 W ESPLANADE AVE S STE 205 METAIRIE, LA 700027415 | UNITED HEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 2.67% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INSURAN | P. O. BOX 2456 LAFAYETTE, LA 70502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $555 | $6K | 7.63% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 4.58% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD ROAD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $900 | $201 | $1K | 1.50% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $693 | $154 | $847 | 1.15% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $814 | — | $814 | 1.11% |
| BETTY ROMERO3 | 100 LOREN AVE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $662 | $98 | $760 | 1.03% |
| SCOTT J CHAMBERS3 | 609 EMMELINE ST NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $516 | $23 | $539 | 0.73% |
| DEBORAH MOONEY GARRETSON3 | 7115 CORSICA DRIVE GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $498 | — | $498 | 0.68% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $172 | $25 | $197 | 0.27% |
| REBECCA N SONGY3 | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $97 | $58 | $155 | 0.21% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | — | $79 | 0.11% |
| CHARLINE PARKER3 | 63910 TWIN BRIDGES ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53 | — | $53 | 0.07% |
| KIMBERLY MURRAY3 | 8949 POLAR PIKE GERMANTOWN, TN 38138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $15 | $39 | 0.05% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $24 | $36 | 0.05% |
| ROGERS BENEFIT GROUP INC3 Filed as: JIMMY RAY ROGERS | 73 HEATHER LAKE DR COLLIERVILLE, TN 38017 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $10 | $34 | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | DBA HUB INTL GULF SOUTH LTD LAFAYETTE, LA 70596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $3 | $20 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS AGY | 600 JEFFERSON ST. STE 200 LAFAYETTE, LA 705018922 | METROPOLITAN LIFE INSURANCE | $1K | $19 | $1K | 15.23% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 2520 NORTHWINDS PKWY STE 600 ALPHARETTA, GA 300092238 | METROPOLITAN LIFE INSURANCE | $375 | $94 | $469 | 6.25% |
| ROLLENDA LEE MCCOWN3 | P. O. BOX 215 WELSH, LA 70591 | AFLAC | $202 | — | $202 | 4.91% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $77 | — | $77 | 1.87% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $55 | — | $55 | 1.34% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $39 | — | $39 | 0.95% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD STREET CROWLEY, LA 70526 | AFLAC | $27 | — | $27 | 0.66% |
| MICHAEL JOHNSON3 | 151 DAVID LANE LAKE CHARLES, LA 70607 | AFLAC | $23 | — | $23 | 0.56% |
| BRIAN JASON THOMPSON3 | 103 BEAU REPOSE LAFAYETTE, LA 70508 | AFLAC | $10 | — | $10 | 0.24% |
| RICKY BOUDREAUX3 | 207 MASTERS DRIVE BROUSSARD, LA 70518 | AFLAC | $8 | — | $8 | 0.19% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.05% |
| ERROL B WILKEN3 Filed as: ERROL B. WILKEN | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 213 | $704K |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 213 | $704K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 213 | $704K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 54 | $78K |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 54 | $78K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE | 16 | $12K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 54 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.